San Francisco

20 Kirkham Street, San Francisco

Estimated number, map position is approximate

technical data · neighborhood and transit

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20 Kirkham Street, San FranciscoOpen map

Quick answers

Does 20 Kirkham Street have open permits or code violations?
San Francisco Department of Building Inspection lists 53 permits, 24 not closed, and 60 violations.
What is the 2026 conforming loan limit in San Francisco County?
$1,249,125 for a single-unit home, per FHFA. Larger loans are jumbo loans.
Is radon a problem here?
EPA radon zone 2, moderate potential.
What natural disasters is 20 Kirkham Street at risk for?
FEMA's National Risk Index rates the area relatively high overall, with elevated earthquake risk.

Permits and code violations

24 permits not closed out. Unfinished permits pass to the next owner. No open violations.

  1. Otc alterations permit Oct 2024Complete

    Replace (2) front buildling windows (cat c) with composite fiberglass within the same opening.

  2. Otc alterations permit Jun 2024Issued

    3/f bathroom remodel. remove bath tub, enlarge shower, update plumbing and electrical up to code

  3. Otc alterations permit Dec 2022Expired

    Reconfigure (1) kitchen wall, install seating counter, move plumbing for sink/diswasher, possibly move gas outlet for appliance, install cabinets in kitchen/living room, reinstall sink, dishwasher, range

  4. New construction wood frame Jun 2022Complete

    Addition of one detached, hcd approved and inspected, factory-built adu unit in the rear yard per the state adu program. unit will be installed on concrete t-footing foundation connected to site utilities.

  5. Otc alterations permit Mar 2021Complete

    Re-roofing: remove and replace roofing material / existing roofing material (in-kind)

  6. Otc alterations permit Feb 2020Issued

    Replace windows at back of the bldg. 202009821 to comply with nov #202009821.

  7. Otc alterations permit Nov 2019Issued

    Street space

  8. Otc alterations permit Aug 2019Issued

    Street space

  9. Otc alterations permit Dec 2018Issued

    Street space

  10. Otc alterations permit Aug 2018Issued

    Install half bath at 2nd level above garage

  11. Otc alterations permit Jul 2018Complete

    No change to bldg footprint. no work at floor 2 or roof. work at floor 1 including: remodel bath 2, relocate laundry to entry, add new unit, replace entry doors at north lacade, new windows and door at south facade.

  12. Otc alterations permit Mar 2018Complete

    Unit 3: work to remedy: complaint # 201704431, items 14, 15, 16, 17, 18, 19, 20, 21, 22 complaint # 201710661 - all items units #3 remodeling kitchen and bathroom in kind complaint #201700456 - no walls moved removed added or in-filled. all existing layouts to remain unchanged complaint 201711761

San Francisco Department of Building Inspection

Safety and environment

FEMA natural hazard risk

Relatively High

Highest for this area: earthquake. These drive insurance cost here.

FEMA National Risk Index, census tract

Radon potential

Moderate

Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.

EPA and USGS Geologic Radon Potential Map

Nearest public schools

1,450 ft

Key (Francis Scott) Elementary (1,450 ft), Noriega Children Center (1,900 ft), Sunset Elementary (3,550 ft). Confirm the assigned school with the district.

U.S. Department of Education, NCES

Conforming loan limit 2026

$1,249,125

San Francisco County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.

FHFA Conforming Loan Limit Values, one-unit

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Who lives and works in San Francisco

Venture capital, AI labs and the highest founder density in the country

San Francisco runs on company building. Engineering and product salaries set the price floor, offices cluster in SoMa and the Mission, and demand moves with funding cycles rather than with the school calendar.

$141,446
median household income
19.6%
residents aged 25 to 34
38%
households that own their home

What pays the bills

  • Software and AI
  • Venture capital
  • Biotech
  • Professional services
  • Tourism

Who anchors the economy

OpenAI · Salesforce · Stripe · UCSF · Y Combinator

The market is shaped around

  • Founders and engineers
  • Early career tech workers
  • People who move for a company
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What's worth checking in person before deciding.

  • Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
  • Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
  • Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
  • Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
  • Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
  • Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.

Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.

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