San Francisco

1439 45th Avenue, San Francisco

technical data · neighborhood and transit

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Quick answers

Does 1439 45th Avenue have open permits or code violations?
San Francisco Department of Building Inspection lists 21 permits, 4 not closed, and 1 violation.
What is the 2026 conforming loan limit in San Francisco County?
$1,249,125 for a single-unit home, per FHFA. Larger loans are jumbo loans.
Is radon a problem here?
EPA radon zone 2, moderate potential.
What natural disasters is 1439 45th Avenue at risk for?
FEMA's National Risk Index rates the area relatively moderate overall, with elevated earthquake risk.

Permits and code violations

4 permits not closed out. Unfinished permits pass to the next owner. No open violations.

  1. Otc alterations permit Aug 2014Complete

    Reroofing

  2. Otc alterations permit Sep 2013Complete

    Complete ground floor to living space:1)1st floor:complete to 2 bedrooms, 1 media room, relocated 1 bathroom, laundry and dryer. 2)2nd floor v.i.f. all bedrooms with smoke detectors.

  3. Otc alterations permit Feb 2013Issued

    Remove all existing windows. ufactor </= .04. make necesarry repairs. flash properly. new rpelacement windows, 6 visible from street, 3 in back. fiberglass vinyl or aluminum clad. new sliding door at back.

  4. Otc alterations permit Dec 2012Issued

    Street space permit

  5. Additions alterations or repairs Nov 2011Complete

    To comply w/complaint#201151250. legalize enclousure @ (e) deck @ rear to become sunroom & full bathroom.

  6. Otc alterations permit May 2011Issued

    Remove old cabinets and replace with new cabinets. no changes to walls, windows or doors. only change to upper cabinets. no change to lower cabinets or counter.

  7. Otc alterations permit May 2009Complete

    Revision to 200812088050; furnaces to boiler; moved boiler to west wall-in garage, direct vent- prestige solo 110 boiler

  8. Otc alterations permit Feb 2009Issued

    Street space only.

  9. Otc alterations permit Dec 2008Complete

    Ground floor-relocate furnace, new stair layout to 2nd floor. 2nd floor-new stair layout to ground floor & 3rd floor. remove post & install new beams @ 3rd floor framing. add shear wall @ entry. 3rd floor-new stair layout. revision to pa# 2008-0915-1542

  10. Otc alterations permit Sep 2008Complete

    Revision to appl #200712311644 to repalce longitudinal bldg foundations due to inferior quality, increase approved footing width to 20". replace rear yard retain wall "in-kind" 5 ft. tall.

  11. Otc alterations permit Feb 2008Complete

    Revision to apl # 200802154898: relocate kitchen & convert (e) kitchen to new bedroom at second floor.

  12. Otc alterations permit Feb 2008Complete

    2/f- remodel (e) bathroom, add 1 (n) full bathroom. g/f- construct 1 bedroom, laundry room, one full bathroom, & remodel existing bathroom.

San Francisco Department of Building Inspection

Safety and environment

FEMA natural hazard risk

Relatively Moderate

Highest for this area: earthquake. These drive insurance cost here.

FEMA National Risk Index, census tract

Leaking fuel tanks

2 within 1,650 ft

Nearest: 76 Gas Station, 3601 Lawton Street (1,450 ft), no further action. Every release here is closed by the state regulator.

EPA UST Finder, leaking underground storage tank releases

Radon potential

Moderate

Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.

EPA and USGS Geologic Radon Potential Map

Wildfire risk

Very Low

Wildfire risk is low enough that standard home insurance usually covers it.

FEMA National Risk Index

Nearest public schools

1,000 ft

Key (Francis Scott) Elementary (1,000 ft), Noriega Children Center (2,150 ft), Sunset Elementary (3,650 ft). Confirm the assigned school with the district.

U.S. Department of Education, NCES

Conforming loan limit 2026

$1,249,125

San Francisco County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.

FHFA Conforming Loan Limit Values, one-unit

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Who lives and works in San Francisco

Venture capital, AI labs and the highest founder density in the country

San Francisco runs on company building. Engineering and product salaries set the price floor, offices cluster in SoMa and the Mission, and demand moves with funding cycles rather than with the school calendar.

$141,446
median household income
19.6%
residents aged 25 to 34
38%
households that own their home

What pays the bills

  • Software and AI
  • Venture capital
  • Biotech
  • Professional services
  • Tourism

Who anchors the economy

OpenAI · Salesforce · Stripe · UCSF · Y Combinator

The market is shaped around

  • Founders and engineers
  • Early career tech workers
  • People who move for a company
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What's worth checking in person before deciding.

  • Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
  • Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
  • Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
  • Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
  • Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
  • Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.

Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.

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