1285 45th Avenue, San Francisco
technical data · neighborhood and transit
Quick answers
- Does 1285 45th Avenue have open permits or code violations?
- San Francisco Department of Building Inspection lists 33 permits, 11 not closed, and 49 violations.
- What is the 2026 conforming loan limit in San Francisco County?
- $1,249,125 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 1285 45th Avenue at risk for?
- FEMA's National Risk Index rates the area relatively moderate overall, with elevated earthquake risk.
Permits and code violations
11 permits not closed out. Unfinished permits pass to the next owner. No open violations.
- Otc alterations permit Jun 2023Complete
Re-commencement of work previously approved pa#200910169168
- Otc alterations permit May 2023Complete
Units 1279/1281/1283: renovation of (3) (e) ground floor studio apartments, new fire separations, finishes, appliances, lighting. to comply with bid nov #202307121 dated 4/27/2023
- Otc alterations permit May 2023Complete
Units 1279/1281/1283: renovation of (3) (e) ground floor studio apartments, new fire separations, finishes, appliances, lighting. to comply with bid nov #202307121 dated 4/27/2023
- Otc alterations permit Feb 2019Complete
R&r fire escape in kind ref 201709117579
- Otc alterations permit Sep 2018Issued
Reroofing
- Otc alterations permit May 2018Issued
Street space
- Otc alterations permit May 2018Issued
Street space
- Otc alterations permit Mar 2018Complete
To comply with nov# 201848241. remove & replace windows & doors. not visible from street. fire escape will be dealt with ona sep permit
- Otc alterations permit Mar 2018Complete
To comply with nov# 201848241. remove & replace windows & doors. not visible from street. fire escape will be dealt with ona sep permit
- Otc alterations permit Sep 2017Complete
Stucco remove & replace in the rear.
- Otc alterations permit Sep 2017Complete
Stucco remove & replace in the rear.
- Otc alterations permit Apr 2015Complete
Reroofing
San Francisco Department of Building Inspection
Safety and environment
FEMA natural hazard risk
Relatively Moderate
Highest for this area: earthquake. These drive insurance cost here.
FEMA National Risk Index, census tract
Leaking fuel tanks
1 within 1,650 ft
Nearest: Tosco/Unocal Station #0433, 1200 La Playa St. (1,250 ft), no further action. Every release here is closed by the state regulator.
EPA UST Finder, leaking underground storage tank releases
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Wildfire risk
Very Low
Wildfire risk is low enough that standard home insurance usually covers it.
FEMA National Risk Index
Nearest public schools
1,900 ft
Key (Francis Scott) Elementary (1,900 ft), Noriega Children Center (3,300 ft), Sunset Elementary (4,700 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Conforming loan limit 2026
$1,249,125
San Francisco County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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Who lives and works in San Francisco
Venture capital, AI labs and the highest founder density in the country
San Francisco runs on company building. Engineering and product salaries set the price floor, offices cluster in SoMa and the Mission, and demand moves with funding cycles rather than with the school calendar.
- $141,446
- median household income
- 19.6%
- residents aged 25 to 34
- 38%
- households that own their home
What pays the bills
- Software and AI
- Venture capital
- Biotech
- Professional services
- Tourism
Who anchors the economy
OpenAI · Salesforce · Stripe · UCSF · Y Combinator
The market is shaped around
- Founders and engineers
- Early career tech workers
- People who move for a company
More on 45th Avenue
All addressesViewing recommendations
What's worth checking in person before deciding.
- Semi-detached or row house: the shared wall matters. Listen from the room adjoining the neighbor's side and ask whether any structural work has been done there.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- This is a house, not an apartment. Check the lot boundaries, car access, and how water drains from the yard after rain, including whether the neighboring lot sits higher and could send water toward the property.
- Check the sewer connection (public network or septic tank) and the water source (public network or well), including pressure and water quality.
- Schedule a viewing in the evening too, on a weekday, to see street traffic, streetlights, and how quiet the neighborhood is after 8 PM.
- Check exactly where you'd park: a spot in the yard or garage, or street parking, and how crowded the street gets in the evening.
- Knock on a neighboring gate and ask about noise, pets, flooding, or other issues common in the area.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.