1286 45th Avenue, San Francisco
technical data · neighborhood and transit
Quick answers
- Does 1286 45th Avenue have open permits or code violations?
- San Francisco Department of Building Inspection lists 54 permits, 22 not closed, and 22 violations, 1 open.
- What is the 2026 conforming loan limit in San Francisco County?
- $1,249,125 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 1286 45th Avenue at risk for?
- FEMA's National Risk Index rates the area relatively moderate overall, with elevated earthquake risk.
Permits and code violations
22 permits not closed out. Unfinished permits pass to the next owner. 1 open violation.
- Otc alterations permit Jul 2026Issued
Kitchen remodel, new cabinets, counter sink and new appliances. in kind
- Otc alterations permit May 2026Issued
Remove ceiling over 2nd fl front kitchen, living and dining room to achieve 9'3" ceiling height. reinforce roof rafter framing.
- Otc alterations permit Jan 2025Issued
Open arch rail over unoccupied garage roof.
- Otc alterations permit Apr 2023Complete
Re-roofing
- Otc alterations permit Feb 2023Cancelled
Both street facing: replace windows- repair deck
- Otc alterations permit Feb 2023Complete
As built to the fire alarm system fa# 2021-0610-2152, relocate the fire alarm panel and it's surrounding fire devices from the lobby to the utility room and add door holders throuout all floors ref pa# 2019-0911-1353 & 2021-0610-2152
- Otc alterations permit Apr 2022Complete
Bathroom remodel: cancel shower, combine (e) tub with shower. relocate toilet. add 2nd vanity sink. no work to fire sprinklers.
- Otc alterations permit Feb 2022Complete
As-built to fire alarm system fa 202106102152. add additional notification devices to new 4/f expansion. ref permit 201909111353
- Otc alterations permit Nov 2021Complete
Install 9 new sprinklers on 4th fl only per nfpa #13. install wet stand pipes per nfpa #14 ref pa 2019-0911-1353 & 2020-0117-2197
- Otc alterations permit Jun 2021Complete
Installation of a new manual and automatic fire alarm system. installation of a ifp-75 fire alarm control unit, aes wireless radio, smoke detector and manual pull station at control panel, monitor modules to monitor water flow and tamper valve, notification devicesat all common areasm low frequency
- Otc alterations permit Mar 2021Expired
Revise windows for floor 1-3. no new openings. revising prior spec.
- Otc alterations permit Dec 2020Complete
Replace siding with similar approx 60 sf at rear of house. non street visible
San Francisco Department of Building Inspection
Safety and environment
FEMA natural hazard risk
Relatively Moderate
Highest for this area: earthquake. These drive insurance cost here.
FEMA National Risk Index, census tract
Leaking fuel tanks
1 within 1,650 ft
Nearest: Tosco/Unocal Station #0433, 1200 La Playa St. (1,400 ft), no further action. Every release here is closed by the state regulator.
EPA UST Finder, leaking underground storage tank releases
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Wildfire risk
Very Low
Wildfire risk is low enough that standard home insurance usually covers it.
FEMA National Risk Index
Nearest public schools
1,800 ft
Key (Francis Scott) Elementary (1,800 ft), Noriega Children Center (3,200 ft), Sunset Elementary (4,600 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Conforming loan limit 2026
$1,249,125
San Francisco County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
Have you lived here? Share your experience.
Leave a reviewThe Address Story
Every address has a context. Read its story.
How much it costs to live here
Price, rent, mortgage, and the city's economic context, all in one place.
The money at this address
Renting, buying, and investing, on the same numbers. Enter the listing price to see all calculations.
Enter a rent and the yield calculation fills in on its own.
Loan calculator for this address
Enter the listing price. The calculation uses only your numbers.
Rough estimate, with a fixed rate. The bank's offer may include fees and insurance.
Who lives and works in San Francisco
Venture capital, AI labs and the highest founder density in the country
San Francisco runs on company building. Engineering and product salaries set the price floor, offices cluster in SoMa and the Mission, and demand moves with funding cycles rather than with the school calendar.
- $141,446
- median household income
- 19.6%
- residents aged 25 to 34
- 38%
- households that own their home
What pays the bills
- Software and AI
- Venture capital
- Biotech
- Professional services
- Tourism
Who anchors the economy
OpenAI · Salesforce · Stripe · UCSF · Y Combinator
The market is shaped around
- Founders and engineers
- Early career tech workers
- People who move for a company
More on 45th Avenue
All addressesViewing recommendations
What's worth checking in person before deciding.
- Semi-detached or row house: the shared wall matters. Listen from the room adjoining the neighbor's side and ask whether any structural work has been done there.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- This is a house, not an apartment. Check the lot boundaries, car access, and how water drains from the yard after rain, including whether the neighboring lot sits higher and could send water toward the property.
- Check exactly where you'd park: a spot in the yard or garage, or street parking, and how crowded the street gets in the evening.
- Check the roof, gutters, and downspouts for signs of leaks or recent repairs, especially if it has rained recently.
- Check the sewer connection (public network or septic tank) and the water source (public network or well), including pressure and water quality.
- Schedule a viewing in the evening too, on a weekday, to see street traffic, streetlights, and how quiet the neighborhood is after 8 PM.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.