San Francisco

122 Point Lobos Avenue, San Francisco

technical data · neighborhood and transit

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Quick answers

Does 122 Point Lobos Avenue have open permits or code violations?
San Francisco Department of Building Inspection lists 52 permits, 11 not closed, and 5 violations.
What is the 2026 conforming loan limit in San Francisco County?
$1,249,125 for a single-unit home, per FHFA. Larger loans are jumbo loans.
Is radon a problem here?
EPA radon zone 2, moderate potential.
What natural disasters is 122 Point Lobos Avenue at risk for?
FEMA's National Risk Index rates the area relatively moderate overall, with elevated earthquake risk.

Permits and code violations

11 permits not closed out. Unfinished permits pass to the next owner. No open violations.

  1. Otc alterations permit May 2025Complete

    Remodel the two bedroom, dining room, and living room by removing plaster and lather, due to cracking and loose. re-dry wall w/ 5/8" type x with 5d cool nail at same area with insulation in ceiling and exterior walls. at the same time, upgrade electrical wire and lightings.

  2. Otc alterations permit Apr 2024Complete

    Remodel of living room and bedrooms. new insulation and sheetrock. revision to permit #202312142518.

  3. Otc alterations permit Feb 2024Complete

    (5) street facing front window replacement in kind size

  4. Otc alterations permit Dec 2023Complete

    Remodel kitchen, re-arrange a bathroom, add a full bath on 2md fl

  5. Otc alterations permit Jul 2018Issued

    Street space & sidewalk repair

  6. Otc alterations permit Jun 2017Complete

    Reroofing: remove existing roof layers down to expose wood sheating. install modified bitumen base sheet. install modified bitumen membrane over base sheet by torch down.

  7. Otc alterations permit May 2015Complete

    One partial kitchen and two bathroom remodeling. all high efficacy one main high efficacy light. no cabinet change.

  8. Otc alterations permit Jan 2015Complete

    Remodel 1 bathrrom to comply with cec150.0(k)5

  9. Otc alterations permit Jan 2014Complete

    Bathroom remodeling. 1. new shower pan, new toilet, new vanity, new tiles, new lights. work is on mid-level of bldg. bathroom lighting shall be high efficacy or control by manuel on sensor.

  10. Otc alterations permit Jan 2013Complete

    Repair front wall of the building (exterior) due to water seepage. (upper half of the wall, approx. 100 sf.) like for like.

  11. Otc alterations permit May 2012Issued

    Reroofing

  12. Otc alterations permit Jun 2011Complete

    Replace approx. total of 400 s.f. of wood siding at back of building, and side, and front not visible from street. paint and refinish to match existing. existing wood sheathing to remain.

San Francisco Department of Building Inspection

Safety and environment

FEMA natural hazard risk

Relatively Moderate

Highest for this area: earthquake. These drive insurance cost here.

FEMA National Risk Index, census tract

Leaking fuel tanks

2 within 1,650 ft

Nearest: Commercial, 101 Point Lobos Ave (100 ft), no further action. Every release here is closed by the state regulator.

EPA UST Finder, leaking underground storage tank releases

Radon potential

Moderate

Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.

EPA and USGS Geologic Radon Potential Map

Wildfire risk

Very Low

Wildfire risk is low enough that standard home insurance usually covers it.

FEMA National Risk Index

Nearest public schools

2,400 ft

Lafayette Elementary (2,400 ft), Washington (George) High (3,950 ft), Presidio Middle (4,400 ft). Confirm the assigned school with the district.

U.S. Department of Education, NCES

Conforming loan limit 2026

$1,249,125

San Francisco County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.

FHFA Conforming Loan Limit Values, one-unit

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Who lives and works in San Francisco

Venture capital, AI labs and the highest founder density in the country

San Francisco runs on company building. Engineering and product salaries set the price floor, offices cluster in SoMa and the Mission, and demand moves with funding cycles rather than with the school calendar.

$141,446
median household income
19.6%
residents aged 25 to 34
38%
households that own their home

What pays the bills

  • Software and AI
  • Venture capital
  • Biotech
  • Professional services
  • Tourism

Who anchors the economy

OpenAI · Salesforce · Stripe · UCSF · Y Combinator

The market is shaped around

  • Founders and engineers
  • Early career tech workers
  • People who move for a company
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Viewing recommendations

What's worth checking in person before deciding.

  • Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
  • Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
  • Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
  • Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
  • Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
  • Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.

Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.

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