868 45th Avenue, San Francisco
technical data · neighborhood and transit
Quick answers
- Does 868 45th Avenue have open permits or code violations?
- San Francisco Department of Building Inspection lists 30 permits, 14 not closed, and 6 violations.
- What is the 2026 conforming loan limit in San Francisco County?
- $1,249,125 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 868 45th Avenue at risk for?
- FEMA's National Risk Index rates the area relatively moderate overall, with elevated earthquake risk.
Permits and code violations
14 permits not closed out. Unfinished permits pass to the next owner. No open violations.
- Otc alterations permit Nov 2024Complete
Replace (6) windows with the same size and style. all windows fiberglass material and visible from the street.
- Otc alterations permit Oct 2019Complete
Demo complete bathroom, repair floor dryrot; remodel bathroom.
- Otc alterations permit Mar 2017Complete
Revision to pa 2014-1124-2422 - ground floor: combine 2 bedrooms into one bedroom, enlarge closet and relocate windows.
- Otc alterations permit Mar 2017Complete
Revision to pa 2014-1124-2422 - ground floor: combine 2 bedrooms into one bedroom, enlarge closet and relocate windows.
- Additions alterations or repairs Nov 2014Complete
Rear addition to existing bldg on two floors, g/f, ad 2 bedrooms; 2nd fl add 2 bedrooms.
- Additions alterations or repairs Nov 2014Complete
Rear addition to existing bldg on two floors, g/f, ad 2 bedrooms; 2nd fl add 2 bedrooms.
- Otc alterations permit Nov 2011Issued
Reroofing
- Otc alterations permit Sep 2011Issued
Reroofing
- Otc alterations permit Sep 2011Issued
Reroofing
- Otc alterations permit Aug 2008Complete
Replace kitchen cabinets/replace walls behind cabinets. replace broken plasters in bathroom with sheetrock. retile/repair & replace light fixtures on 2nd floor.
- Otc alterations permit Jan 2008Complete
Renew pa# 200704259601 for final inspection only.
- Otc alterations permit Apr 2007Expired
Remove & replace 2 bedrooms of sheetrock in order to install insulation for energy efficency.
San Francisco Department of Building Inspection
Safety and environment
FEMA natural hazard risk
Relatively Moderate
Highest for this area: earthquake. These drive insurance cost here.
FEMA National Risk Index, census tract
Nearest active fault
5.9 mi
Serra fault zone, slip rate unspecified. Ask about seismic retrofit and earthquake insurance.
USGS Quaternary Fault Database
Quakes M4.5+ since 1970
1 within 30 mi
Every recorded earthquake of magnitude 4.5 or stronger within 30 miles.
USGS earthquake catalog
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Wildfire risk
Very Low
Wildfire risk is low enough that standard home insurance usually covers it.
FEMA National Risk Index
Nearest public schools
3,100 ft
Lafayette Elementary (3,100 ft), Washington (George) High (4,600 ft), Key (Francis Scott) Elementary (5,250 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Conforming loan limit 2026
$1,249,125
San Francisco County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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Who lives and works in San Francisco
Venture capital, AI labs and the highest founder density in the country
San Francisco runs on company building. Engineering and product salaries set the price floor, offices cluster in SoMa and the Mission, and demand moves with funding cycles rather than with the school calendar.
- $141,446
- median household income
- 19.6%
- residents aged 25 to 34
- 38%
- households that own their home
What pays the bills
- Software and AI
- Venture capital
- Biotech
- Professional services
- Tourism
Who anchors the economy
OpenAI · Salesforce · Stripe · UCSF · Y Combinator
The market is shaped around
- Founders and engineers
- Early career tech workers
- People who move for a company
More on 45th Avenue
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.
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