85 Concord Street, San Francisco
technical data · neighborhood and transit
Quick answers
- Does 85 Concord Street have open permits or code violations?
- San Francisco Department of Building Inspection lists 20 permits, 5 not closed, and 0 violations.
- What is the 2026 conforming loan limit in San Francisco County?
- $1,249,125 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 85 Concord Street at risk for?
- FEMA's National Risk Index rates the area relatively moderate overall, with elevated earthquake risk.
Permits and code violations
5 permits not closed out. Unfinished permits pass to the next owner.
- Otc alterations permit Oct 2024Complete
Replace (5) windows st visible (e) aluminum, (n) aluminum clad wood - double glider, single casement. no size change <.30 max.
- Otc alterations permit Aug 2024Complete
Replace (1) side window street visible in kind, (2) side windows non street visible in kind. (e) alum (n) alum clad wood-single casement. (n) wood compositie-single casement gliding double. no size change. no structural work. same location. same operation. u factor 0.30 max
- Otc alterations permit Oct 2022Complete
Replacing (1) window, sme size and location, street visible. aluminum to aluminum wood clad. <.30 factor
- Otc alterations permit Oct 2021Complete
Replacing (1) windows in-kind, street facing. wood fiber composite u-factor 0.30 or better.
- Otc alterations permit Jul 2021Complete
Replace 1 non-street facing windows. (e) wood replaced with new wood composite, in-kind size.
- Otc alterations permit Mar 2019Complete
Reroofing
- Otc alterations permit Mar 2013Complete
Furnace & duct replacement in kind
- Otc alterations permit May 2012Complete
Replacement of extg rear yard deck. addition of new stair from deck to grade at rear yard. no work visible from the street.
- Otc alterations permit Jun 2011Issued
Reroofing
- Otc alterations permit Aug 2006Issued
Reroofing
- Otc alterations permit Aug 2006Issued
Reroofing
- Otc alterations permit Oct 2004Complete
To add two bedrooms, one full bathroom, one storage & one laundry rm on existing grnd flr per plan
San Francisco Department of Building Inspection
Safety and environment
FEMA natural hazard risk
Relatively Moderate
Highest for this area: earthquake. These drive insurance cost here.
FEMA National Risk Index, census tract
Leaking fuel tanks
4 within 1,650 ft
Nearest: Former Gas Station, 5425-5427 Mission Street (550 ft), no further action. Every release here is closed by the state regulator.
EPA UST Finder, leaking underground storage tank releases
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
1,550 ft
Longfellow Elementary (1,550 ft), George Washington Elementary (2,100 ft), Panorama Elementary (2,300 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Major airport
7.4 mi
San Francisco International (SFO). Aircraft may be audible under approach paths.
FAA large-hub airports
Conforming loan limit 2026
$1,249,125
San Francisco County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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Who lives and works in San Francisco
Venture capital, AI labs and the highest founder density in the country
San Francisco runs on company building. Engineering and product salaries set the price floor, offices cluster in SoMa and the Mission, and demand moves with funding cycles rather than with the school calendar.
- $141,446
- median household income
- 19.6%
- residents aged 25 to 34
- 38%
- households that own their home
What pays the bills
- Software and AI
- Venture capital
- Biotech
- Professional services
- Tourism
Who anchors the economy
OpenAI · Salesforce · Stripe · UCSF · Y Combinator
The market is shaped around
- Founders and engineers
- Early career tech workers
- People who move for a company
More on Concord Street
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.
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