786 45th Avenue, San Francisco
technical data · neighborhood and transit
Quick answers
- Does 786 45th Avenue have open permits or code violations?
- San Francisco Department of Building Inspection lists 28 permits, 10 not closed, and 14 violations.
- What is the 2026 conforming loan limit in San Francisco County?
- $1,249,125 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 786 45th Avenue at risk for?
- FEMA's National Risk Index rates the area relatively moderate overall, with elevated earthquake risk.
Permits and code violations
10 permits not closed out. Unfinished permits pass to the next owner. No open violations.
- Otc alterations permit Jan 2026Complete
Voluntary structural strengthening
- Otc alterations permit Jul 2025Complete
Remove existing 3 windows replace sheetrock w/any damage as necessary. install new flashings, new windows-like for like. calk and re-install trim repair stucco outside of windows as necessary. prime and paint outside around window. street facing.
- Otc alterations permit Jun 2025Issued
Ref to permit 202211307427. re roofing (no hot work).
- Otc alterations permit Apr 2024Complete
Revision to pa#202106041725 to show removal of extg door to window in ground level mudroom.
- Otc alterations permit Oct 2023Cancelled
Re-roofing: remove and replace roofing material / existing roofing material (in-kind)
- Otc alterations permit Nov 2022Issued
At 1st fl. add 2 (n) bedrooms (n) bath, (n) family and (n) home office at 2nd fl. remodel (e) ktchen and add (n) full bath, reloate interior stair infill (e) light well at north side
- Otc alterations permit Jan 2022Issued
Reroofing
- Otc alterations permit Jun 2021Complete
1st fl: add a bathroom. 2nd fl: remodel (e) kitchen & bathroom, add a laundry room. 3rd fl: add a bathroom; replace (e) front windows in-kind.
- Otc alterations permit Feb 2021Complete
Reroofing
- Additions alterations or repairs Jan 2020Complete
Interior remodel with structural design on 1st and 2nd floor. 1st floor: add one office, one entertainment and 2 bedroom, and one bath. 2nd floor:add 4 fixture bath and a kitchen.
- Otc alterations permit Dec 2019Complete
Kitchen and bathroom remodel. no change layout
- Otc alterations permit Mar 2018Complete
Remove old stucco and replace it with new one @ front right of building. in-kind.
San Francisco Department of Building Inspection
Safety and environment
FEMA natural hazard risk
Relatively Moderate
Highest for this area: earthquake. These drive insurance cost here.
FEMA National Risk Index, census tract
Nearest active fault
6.0 mi
Serra fault zone, slip rate unspecified. Ask about seismic retrofit and earthquake insurance.
USGS Quaternary Fault Database
Quakes M4.5+ since 1970
1 within 30 mi
Every recorded earthquake of magnitude 4.5 or stronger within 30 miles.
USGS earthquake catalog
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
2,800 ft
Lafayette Elementary (2,800 ft), Washington (George) High (4,400 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Conforming loan limit 2026
$1,249,125
San Francisco County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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Who lives and works in San Francisco
Venture capital, AI labs and the highest founder density in the country
San Francisco runs on company building. Engineering and product salaries set the price floor, offices cluster in SoMa and the Mission, and demand moves with funding cycles rather than with the school calendar.
- $141,446
- median household income
- 19.6%
- residents aged 25 to 34
- 38%
- households that own their home
What pays the bills
- Software and AI
- Venture capital
- Biotech
- Professional services
- Tourism
Who anchors the economy
OpenAI · Salesforce · Stripe · UCSF · Y Combinator
The market is shaped around
- Founders and engineers
- Early career tech workers
- People who move for a company
More on 45th Avenue
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.
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