San Francisco

775 45th Avenue, San Francisco

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Quick answers

Does 775 45th Avenue have open permits or code violations?
San Francisco Department of Building Inspection lists 37 permits, 23 not closed, and 5 violations.
What is the 2026 conforming loan limit in San Francisco County?
$1,249,125 for a single-unit home, per FHFA. Larger loans are jumbo loans.
Is radon a problem here?
EPA radon zone 2, moderate potential.
What natural disasters is 775 45th Avenue at risk for?
FEMA's National Risk Index rates the area relatively moderate overall, with elevated earthquake risk.

Permits and code violations

23 permits not closed out. Unfinished permits pass to the next owner. No open violations.

  1. Otc alterations permit Aug 2023Issued

    Re-roofing: remove and replace roofing material / existing roofing material (in-kind)

  2. Otc alterations permit Dec 2020Issued

    Exploratory work for proposed foundation work

  3. Otc alterations permit Dec 2020Complete

    Voluntary strengthening of garage level; widening driveway with permeable pavers w/ property from 8'-1/2" to approx 11'-0".

  4. Otc alterations permit Jan 2019Issued

    Street space

  5. Otc alterations permit May 2018Complete

    Kitchen remodel: remove & replace cabinets, sink, countertop, plumbing fixture and some counter recept. install new ceiling light. bathroom remodel: remove and replace bathtub, toilet, sink & fixture. replace bathroom fan, upgrade electrical. replace all ceiling fixtures. like for like

  6. Otc alterations permit Mar 2018Complete

    Reroof

  7. Otc alterations permit Sep 2012Complete

    Add a (n) master suite, (n) bath & family room at ground floor. add one (n) bath & kitchen remodel at 2nd. floor. replace (e) window at rear. no work for front facade.

  8. Otc alterations permit May 2012Complete

    Comply with nov 20123224509, kitchen remodel. bath remodel.water heater and other related plumbing in garage. seismic strap for water heater

  9. Otc alterations permit Oct 2009Complete

    Comply with nov# 200920824-removel illegal build cover, walls & 3 windows on top of (e) rear deck & stairs above 2nd floor. revision to pa# 2006-0216-4807

  10. Otc alterations permit Jul 2008Complete

    Renew pa# 2007/08/09/9316 & pa# 2007/08/17/0171 for final inspection only.

  11. Otc alterations permit Jan 2008Issued

    Verify/add address (#767 45th ave lower unit above garage)(#767a 45th avenue upper unit above 767 45th avenue

  12. Otc alterations permit Jan 2008Issued

    Verify/add address (#767 45th ave lower unit above garage)(#767a 45th avenue upper unit above 767 45th avenue

San Francisco Department of Building Inspection

Safety and environment

FEMA natural hazard risk

Relatively Moderate

Highest for this area: earthquake. These drive insurance cost here.

FEMA National Risk Index, census tract

Nearest active fault

6.1 mi

Serra fault zone, slip rate unspecified. Ask about seismic retrofit and earthquake insurance.

USGS Quaternary Fault Database

Quakes M4.5+ since 1970

1 within 30 mi

Every recorded earthquake of magnitude 4.5 or stronger within 30 miles.

USGS earthquake catalog

Radon potential

Moderate

Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.

EPA and USGS Geologic Radon Potential Map

Nearest public schools

2,900 ft

Lafayette Elementary (2,900 ft), Washington (George) High (4,550 ft). Confirm the assigned school with the district.

U.S. Department of Education, NCES

Conforming loan limit 2026

$1,249,125

San Francisco County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.

FHFA Conforming Loan Limit Values, one-unit

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Who lives and works in San Francisco

Venture capital, AI labs and the highest founder density in the country

San Francisco runs on company building. Engineering and product salaries set the price floor, offices cluster in SoMa and the Mission, and demand moves with funding cycles rather than with the school calendar.

$141,446
median household income
19.6%
residents aged 25 to 34
38%
households that own their home

What pays the bills

  • Software and AI
  • Venture capital
  • Biotech
  • Professional services
  • Tourism

Who anchors the economy

OpenAI · Salesforce · Stripe · UCSF · Y Combinator

The market is shaped around

  • Founders and engineers
  • Early career tech workers
  • People who move for a company
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Viewing recommendations

What's worth checking in person before deciding.

  • Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
  • Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
  • Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
  • Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
  • Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
  • Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.

Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.

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