San Francisco

695 48th Avenue, San Francisco

technical data · neighborhood and transit

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Quick answers

Does 695 48th Avenue have open permits or code violations?
San Francisco Department of Building Inspection lists 28 permits, 13 not closed, and 60 violations.
What is the 2026 conforming loan limit in San Francisco County?
$1,249,125 for a single-unit home, per FHFA. Larger loans are jumbo loans.
Is radon a problem here?
EPA radon zone 2, moderate potential.
What natural disasters is 695 48th Avenue at risk for?
FEMA's National Risk Index rates the area relatively moderate overall, with elevated earthquake risk.

Permits and code violations

13 permits not closed out. Unfinished permits pass to the next owner. No open violations.

  1. Otc alterations permit Oct 2026Filed

    Rear unit: change the existing wood siding to be stucco siding.

  2. Otc alterations permit Sep 2026Complete

    Unit 2: replace vanity & toilet, demo stall shower & re-tile w/ new pan, no plumbing or electrical in shower

  3. Otc alterations permit Jul 2026Issued

    Re-roofing remove existing asphalt shingles and replace as per kind in area os 'x22'install new water proofing. no hot works. ref pa 202607155104

  4. Otc alterations permit Jul 2026Issued

    Sheathing repair: repair damaged plywood, replace new 4x8x5/8 cdx as roof sheathing, install new waterproofimg 30# felt paper and install new asphalt shingles gutter, downspots. area is 22'x22'. no structual work. roofing pa 202607155107

  5. Otc alterations permit Dec 2025Complete

    Sow-replacement in kind 2/6 joist, measurement for balcony is 2'x6, wood handrail replacement for juliet balcony and stucco repairs and painting. replacement of 2 retrofit vinyl windows (1 in kitchen and 1 in bedroom) this work will be in compliance w/ nov# 20254409, item 7. visible from street.

  6. Otc alterations permit May 2025Complete

    Upgrade the existing fire alarm system by replacing it with 1 addressable fire alarm unit (1) wireless communicator next to facu (2) addressable smoke detector (2) addressable manual pull station (2) led horn strobe (1) outdoor horn strobe (1) ceiling led horn strobe (12) low frequency horn

  7. Otc alterations permit Feb 2022Complete

    To comply with nov #202184398. restore 1 hour rating in garage.

  8. Otc alterations permit Apr 2021Complete

    Complying to nov 202057101 in regards to dry rot wood. removal and replace dry rot wood 25 liner feet

  9. Otc alterations permit Jan 2019Withdrawn

    Revision to soft story pa #201704244655, including revised detail at shearwall at grid 1.5. pour new foundation and add holddowns.

  10. Otc alterations permit Apr 2017Complete

    Soft story retrofit per sfebc chapter 4d: 2016 cebc appendix a4

  11. Otc alterations permit May 2016Complete

    Soft story retrofit per sfbc chapter 34b engineering criteria: other rational design.

  12. Otc alterations permit Feb 2013Complete

    To comply with nov #200344348 to legalize remodeling work wtih unit #3. upgrade kitchen countertop only.

San Francisco Department of Building Inspection

Safety and environment

FEMA natural hazard risk

Relatively Moderate

Highest for this area: earthquake. These drive insurance cost here.

FEMA National Risk Index, census tract

Radon potential

Moderate

Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.

EPA and USGS Geologic Radon Potential Map

Wildfire risk

Very Low

Wildfire risk is low enough that standard home insurance usually covers it.

FEMA National Risk Index

Nearest public schools

3,650 ft

Lafayette Elementary (3,650 ft). Confirm the assigned school with the district.

U.S. Department of Education, NCES

Conforming loan limit 2026

$1,249,125

San Francisco County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.

FHFA Conforming Loan Limit Values, one-unit

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Life around the address

695 48th Avenue is in San Francisco.

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Who lives and works in San Francisco

Venture capital, AI labs and the highest founder density in the country

San Francisco runs on company building. Engineering and product salaries set the price floor, offices cluster in SoMa and the Mission, and demand moves with funding cycles rather than with the school calendar.

$141,446
median household income
19.6%
residents aged 25 to 34
38%
households that own their home

What pays the bills

  • Software and AI
  • Venture capital
  • Biotech
  • Professional services
  • Tourism

Who anchors the economy

OpenAI · Salesforce · Stripe · UCSF · Y Combinator

The market is shaped around

  • Founders and engineers
  • Early career tech workers
  • People who move for a company
Read the San Francisco city report →

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What's worth checking in person before deciding.

  • Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
  • Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
  • Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
  • Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
  • Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
  • Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.

Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.

The year built, height regime, structure, and elevator for this address are being indexed right now, city by city. Save the page and check back: it fills in over time. If you live here, you can fill it in yourself in a minute by leaving a review.