San Francisco

636;638 48th Avenue, San Francisco

Row house

technical data · neighborhood and transit

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Quick answers

Does 636;638 48th Avenue have open permits or code violations?
San Francisco Department of Building Inspection lists 25 permits, 7 not closed, and 6 violations.
What is the 2026 conforming loan limit in San Francisco County?
$1,249,125 for a single-unit home, per FHFA. Larger loans are jumbo loans.
Is radon a problem here?
EPA radon zone 2, moderate potential.
What natural disasters is 636;638 48th Avenue at risk for?
FEMA's National Risk Index rates the area relatively moderate overall, with elevated earthquake risk.

Permits and code violations

7 permits not closed out. Unfinished permits pass to the next owner. No open violations.

  1. Otc alterations permit May 2023Complete

    Like for like fire alarm installaion with notification to comply with 1103.7.6.1.

  2. Otc alterations permit Mar 2022Complete

    Kitchen and bathroom remodel with new electric and plumbing. no walls to be removed.

  3. Otc alterations permit Dec 2021Complete

    Reroofing

  4. Otc alterations permit Apr 2021Complete

    Kitchen and bathroom remodel with new electric and plumbing. no walls to be removed.

  5. Otc alterations permit Feb 2017Complete

    Comply with nov # 201758642. replace existing garage door new doors comply with nov 201758642. no rough opening changes. provide 200 sq. in. at garage door for ventilation purpose.

  6. Otc alterations permit Feb 2017Complete

    Comply with nov # 201758642. replace existing garage door new doors comply with nov 201758642. no rough opening changes. provide 200 sq. in. at garage door for ventilation purpose.

  7. Otc alterations permit Mar 2014Issued

    Finish and install new windows in exisiting openings 5 fiberglass windows to be street facing. 7 vinyl windows are rear facing. u-factor not more than .32

  8. Otc alterations permit Mar 2014Issued

    Finish and install new windows in exisiting openings 5 fiberglass windows to be street facing. 7 vinyl windows are rear facing. u-factor not more than .32

  9. Otc alterations permit Oct 2011Complete

    Voluntary strengthen of first story only ocnsisting of new plywood sheathing over exisitng stud walls & new steel moment frames at front of bldg.

  10. Additions alterations or repairs Aug 2011Cancelled

    Dbi ab-094 voluntary soft story seismic retrofit, project consists of installing two moment frames, foundation, plywood shear walls. all work will be done on the ground floor.

  11. Otc alterations permit Jul 2010Complete

    Install 1/2" cdx plywood panel over existing studs walls, one 4' one 13' insdie apt#4 on 3/f

  12. Otc alterations permit Apr 2008Issued

    Street space & sidewalk permit only.

San Francisco Department of Building Inspection

Safety and environment

FEMA natural hazard risk

Relatively Moderate

Highest for this area: earthquake. These drive insurance cost here.

FEMA National Risk Index, census tract

Radon potential

Moderate

Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.

EPA and USGS Geologic Radon Potential Map

Nearest public schools

3,500 ft

Lafayette Elementary (3,500 ft), Washington (George) High (5,200 ft). Confirm the assigned school with the district.

U.S. Department of Education, NCES

Conforming loan limit 2026

$1,249,125

San Francisco County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.

FHFA Conforming Loan Limit Values, one-unit

Sunlight

How the sun hits 636;638 48th Avenue, San Francisco

Building typeRow house

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Who lives and works in San Francisco

Venture capital, AI labs and the highest founder density in the country

San Francisco runs on company building. Engineering and product salaries set the price floor, offices cluster in SoMa and the Mission, and demand moves with funding cycles rather than with the school calendar.

$141,446
median household income
19.6%
residents aged 25 to 34
38%
households that own their home

What pays the bills

  • Software and AI
  • Venture capital
  • Biotech
  • Professional services
  • Tourism

Who anchors the economy

OpenAI · Salesforce · Stripe · UCSF · Y Combinator

The market is shaped around

  • Founders and engineers
  • Early career tech workers
  • People who move for a company
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Viewing recommendations

What's worth checking in person before deciding.

  • Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
  • Semi-detached or row house: the shared wall matters. Listen from the room adjoining the neighbor's side and ask whether any structural work has been done there.
  • This is a house, not an apartment. Check the lot boundaries, car access, and how water drains from the yard after rain, including whether the neighboring lot sits higher and could send water toward the property.
  • Check exactly where you'd park: a spot in the yard or garage, or street parking, and how crowded the street gets in the evening.
  • Ask what heating system is in place (own boiler, wood, gas) and request the last winter month's bills.
  • Schedule a viewing in the evening too, on a weekday, to see street traffic, streetlights, and how quiet the neighborhood is after 8 PM.
  • Check the sewer connection (public network or septic tank) and the water source (public network or well), including pressure and water quality.

Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.