618 45th Avenue, San Francisco
technical data · neighborhood and transit
Quick answers
- Does 618 45th Avenue have open permits or code violations?
- San Francisco Department of Building Inspection lists 44 permits, 14 not closed, and 6 violations.
- What is the 2026 conforming loan limit in San Francisco County?
- $1,249,125 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 618 45th Avenue at risk for?
- FEMA's National Risk Index rates the area relatively moderate overall, with elevated earthquake risk.
Permits and code violations
14 permits not closed out. Unfinished permits pass to the next owner. No open violations.
- Otc alterations permit Jan 2026Complete
Recommencement and completion of work approved under permit 202001061258
- Otc alterations permit Dec 2025Complete
Dry rot repair around 5 window frames, back of bldg, new fiber cement siding repair, back of bldg. all work is at the rear of the house.
- Otc alterations permit Dec 2025Issued
Repair dry rot decay (3) back stairs. replace damaged dry rot with pressure treated wood to original size and securing them with exterior grade scews. less than 50%.
- Otc alterations permit May 2023Complete
Remove siding. install plywood nailed w/ 8d@6" o/c edge/ 12" o/c feild. shearwall. install weatherproofing. new 3 windows and one door. install stucco @ the rear. uf<0.3 in kind.
- Otc alterations permit Jan 2020Expired
Reconstruction of right hand corner of garage per n.o.v 201908311. repair in-kind
- Otc alterations permit Jul 2018Complete
Replace rotten wood & replace 11 windows (3x dining room & 1 bathroom). non-street visible. paint front of house.
- Otc alterations permit Dec 2017Complete
Remove stucco at rear of house re-papper (jump tex) wire & stucco (in kind) 400 sf
- Otc alterations permit Aug 2017Complete
Replace (9) windows at the back of the house with (9) fiberglass, milgard windows as is no change.
- Otc alterations permit Jun 2016Issued
Street space & sidewalk
- Otc alterations permit May 2016Complete
Add ground floor living space including bathroom, family room & 2 bedrooms. add bathroom on 2nd floor. new furnace & water heater & laundry in garage. in-fill light well for internal stair between levels.
- Otc alterations permit Aug 2014Issued
Change use of ground floor family room to bedroom. no work ref 201305124337
- Otc alterations permit Aug 2009Complete
Replace 5 windows into (e) openings. no structural changes. u factor 67 max.
San Francisco Department of Building Inspection
Safety and environment
FEMA natural hazard risk
Relatively Moderate
Highest for this area: earthquake. These drive insurance cost here.
FEMA National Risk Index, census tract
Leaking fuel tanks
1 within 1,650 ft
Nearest: Commercial, 101 Point Lobos Ave (1,150 ft), no further action. Every release here is closed by the state regulator.
EPA UST Finder, leaking underground storage tank releases
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
2,550 ft
Lafayette Elementary (2,550 ft), Washington (George) High (4,250 ft), Presidio Middle (5,000 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Conforming loan limit 2026
$1,249,125
San Francisco County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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Who lives and works in San Francisco
Venture capital, AI labs and the highest founder density in the country
San Francisco runs on company building. Engineering and product salaries set the price floor, offices cluster in SoMa and the Mission, and demand moves with funding cycles rather than with the school calendar.
- $141,446
- median household income
- 19.6%
- residents aged 25 to 34
- 38%
- households that own their home
What pays the bills
- Software and AI
- Venture capital
- Biotech
- Professional services
- Tourism
Who anchors the economy
OpenAI · Salesforce · Stripe · UCSF · Y Combinator
The market is shaped around
- Founders and engineers
- Early career tech workers
- People who move for a company
More on 45th Avenue
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.
The year built, height regime, structure, and elevator for this address are being indexed right now, city by city. Save the page and check back: it fills in over time. If you live here, you can fill it in yourself in a minute by leaving a review.