San Francisco

591 46th Avenue, San Francisco

technical data · neighborhood and transit

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Quick answers

Does 591 46th Avenue have open permits or code violations?
San Francisco Department of Building Inspection lists 22 permits, 6 not closed, and 0 violations.
What is the 2026 conforming loan limit in San Francisco County?
$1,249,125 for a single-unit home, per FHFA. Larger loans are jumbo loans.
Is radon a problem here?
EPA radon zone 2, moderate potential.
What natural disasters is 591 46th Avenue at risk for?
FEMA's National Risk Index rates the area relatively moderate overall, with elevated earthquake risk.

Permits and code violations

6 permits not closed out. Unfinished permits pass to the next owner.

  1. Otc alterations permit Sep 2025Complete

    Dry rot repair on front of building remove dry rot water proof then stucco like and match existing stucco no structural work

  2. Otc alterations permit Sep 2024Complete

    Re-roofing: remove and replace roofing material / existing roofing material (in-kind)

  3. Otc alterations permit Jan 2018Complete

    Rear: replace four wood windows at rear with wood windows. max u-factor 0.32 or better.

  4. Otc alterations permit Sep 2017Issued

    Non street visible replacing 2 bedroom windows w/ fibrex material, same size & location bedroom to meet egress u factor 0.32

  5. Otc alterations permit Jun 2017Complete

    Dry rot repair of front porch, replace one dry rotten joist and deck board, 20% of deck porch.

  6. Otc alterations permit Apr 2015Complete

    Revision to pa # 2014 1113 1392: add sink - wet bar

  7. Otc alterations permit Nov 2014Complete

    Reconfigure first floor per plan: relocate front, reconfigure interior stair per plan, enlarge existing bathroom, add a laundry room. second floor: enlarge kitchen counter per plan, convert bedroom to new master bathroom per plan. add new skylights at hall and bedroom #2. revision to pa #20140922698

  8. Otc alterations permit Sep 2014Complete

    Revision to pa #201409155671, kitchen and bathroom remodelling, and master bedroon per plan

  9. Otc alterations permit Sep 2014Complete

    Removal of kitchen, no change on walls, replace cabinets only.

  10. Otc alterations permit Jul 2012Complete

    Remove & replace 7 windows 3 visible from st. u factor <.4

  11. Otc alterations permit Apr 2012Complete

    Reroofing

  12. Otc alterations permit Aug 2010Issued

    Reroofing

San Francisco Department of Building Inspection

Safety and environment

FEMA natural hazard risk

Relatively Moderate

Highest for this area: earthquake. These drive insurance cost here.

FEMA National Risk Index, census tract

Nearest active fault

6.3 mi

Serra fault zone, slip rate unspecified. Ask about seismic retrofit and earthquake insurance.

USGS Quaternary Fault Database

Quakes M4.5+ since 1970

1 within 30 mi

Every recorded earthquake of magnitude 4.5 or stronger within 30 miles.

USGS earthquake catalog

Leaking fuel tanks

1 within 1,650 ft

Nearest: Commercial, 101 Point Lobos Ave (1,200 ft), no further action. Every release here is closed by the state regulator.

EPA UST Finder, leaking underground storage tank releases

Radon potential

Moderate

Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.

EPA and USGS Geologic Radon Potential Map

Wildfire risk

Very Low

Wildfire risk is low enough that standard home insurance usually covers it.

FEMA National Risk Index

Nearest public schools

3,000 ft

Lafayette Elementary (3,000 ft), Washington (George) High (4,700 ft). Confirm the assigned school with the district.

U.S. Department of Education, NCES

Conforming loan limit 2026

$1,249,125

San Francisco County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.

FHFA Conforming Loan Limit Values, one-unit

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Who lives and works in San Francisco

Venture capital, AI labs and the highest founder density in the country

San Francisco runs on company building. Engineering and product salaries set the price floor, offices cluster in SoMa and the Mission, and demand moves with funding cycles rather than with the school calendar.

$141,446
median household income
19.6%
residents aged 25 to 34
38%
households that own their home

What pays the bills

  • Software and AI
  • Venture capital
  • Biotech
  • Professional services
  • Tourism

Who anchors the economy

OpenAI · Salesforce · Stripe · UCSF · Y Combinator

The market is shaped around

  • Founders and engineers
  • Early career tech workers
  • People who move for a company
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What's worth checking in person before deciding.

  • Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
  • Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
  • Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
  • Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
  • Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
  • Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.

Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.

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