574 45th Avenue, San Francisco
technical data · neighborhood and transit
Quick answers
- Does 574 45th Avenue have open permits or code violations?
- San Francisco Department of Building Inspection lists 30 permits, 14 not closed, and 1 violation.
- What is the 2026 conforming loan limit in San Francisco County?
- $1,249,125 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 574 45th Avenue at risk for?
- FEMA's National Risk Index rates the area relatively moderate overall, with elevated earthquake risk.
Permits and code violations
14 permits not closed out. Unfinished permits pass to the next owner. No open violations.
- Otc alterations permit Aug 2022Complete
(5) window replacement: street visible, like for like - no size or location changes - pocket fit install. (e) wood (n) wood. u factor < 0.30.
- Additions alterations or repairs Nov 2021Filed
Rebuild (e) rear deck. remove (e) rear stairs
- Otc alterations permit Aug 2015Complete
Revision to 2014 1006 8116 - relocation of 1 furnace & 1 door. per insp. request
- Otc alterations permit Mar 2015Complete
Replace existing ductwork in attic with new flexible ductwork. replace existing ducting in garage with all new 26 gauge steel ducts per cbc 406.1.
- Otc alterations permit Oct 2014Complete
Repair fire, smoke & water damaged residence. remove (e) unwarranted unit, reconfigure lower level to make one legal unit. remove part of wall between kitchen and dining on 2nd floor unit.
- Otc alterations permit Jul 2014Complete
Remove siding on right side of house (approx 800 sq.ft.) insulate if necessary, install plywood water proof and install hardi plank siding. break stucco on front windows water proof and patch stucco in kind. building facade maintenance, replace materials in kind
- Otc alterations permit Oct 2011Issued
Street space permit
- Otc alterations permit Feb 2010Complete
To comply with nov # 201021269 reroof (e) roof. remove (e) roof coverings, install firestone # 80 base and install one layer of # 160 bitumen covering
- Otc alterations permit Dec 2008Issued
Reroofing.
- Otc alterations permit Aug 2008Complete
Reroofing
- Otc alterations permit Aug 2002Complete
Removal of non-conforming kitchen and restoring to garage/basement to comply with n.o.v. #9302238
- Additions alterations or repairs Jan 2002Cancelled
Garage addition & deck. permit (e) infill under (e) bedroom @ rear yard per violation 34531 (attache
San Francisco Department of Building Inspection
Safety and environment
FEMA natural hazard risk
Relatively Moderate
Highest for this area: earthquake. These drive insurance cost here.
FEMA National Risk Index, census tract
Leaking fuel tanks
2 within 1,650 ft
Nearest: Commercial, 101 Point Lobos Ave (900 ft), no further action. Every release here is closed by the state regulator.
EPA UST Finder, leaking underground storage tank releases
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Wildfire risk
Very Low
Wildfire risk is low enough that standard home insurance usually covers it.
FEMA National Risk Index
Nearest public schools
2,550 ft
Lafayette Elementary (2,550 ft), Washington (George) High (4,250 ft), Presidio Middle (4,900 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Conforming loan limit 2026
$1,249,125
San Francisco County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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Who lives and works in San Francisco
Venture capital, AI labs and the highest founder density in the country
San Francisco runs on company building. Engineering and product salaries set the price floor, offices cluster in SoMa and the Mission, and demand moves with funding cycles rather than with the school calendar.
- $141,446
- median household income
- 19.6%
- residents aged 25 to 34
- 38%
- households that own their home
What pays the bills
- Software and AI
- Venture capital
- Biotech
- Professional services
- Tourism
Who anchors the economy
OpenAI · Salesforce · Stripe · UCSF · Y Combinator
The market is shaped around
- Founders and engineers
- Early career tech workers
- People who move for a company
More on 45th Avenue
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.
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