San Francisco

522 44th Avenue, San Francisco

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Quick answers

Does 522 44th Avenue have open permits or code violations?
San Francisco Department of Building Inspection lists 25 permits, 10 not closed, and 1 violation.
What is the 2026 conforming loan limit in San Francisco County?
$1,249,125 for a single-unit home, per FHFA. Larger loans are jumbo loans.
Is radon a problem here?
EPA radon zone 2, moderate potential.
What natural disasters is 522 44th Avenue at risk for?
FEMA's National Risk Index rates the area relatively moderate overall, with elevated earthquake risk.

Permits and code violations

10 permits not closed out. Unfinished permits pass to the next owner. No open violations.

  1. Otc alterations permit Feb 2023Complete

    Re-roofing: remove and replace roofing material / existing roofing material (in-kind)

  2. Otc alterations permit Dec 2022Complete

    Remove all exterior stucco, wire & waterproofing & replace with new.

  3. Otc alterations permit Jul 2022Complete

    Remove existing stucco on front of building, repair dryrot and replace in kind. approx. 600 sqft. remove 5 existing vinyl windows and replace with wood windows at front of building (same size, same location).

  4. Otc alterations permit May 2022Issued

    Construct new deck over storage room on 1st fl. construct new exterior stairs from deck to grade.

  5. Otc alterations permit Feb 2022Issued

    Kitchen enlargement & remodel. interior partitions & structural support. demo (e) bathroom & replace with half bath. lighting & electrical in remodeled area. replace 1 rear & 1 side window.

  6. Otc alterations permit Dec 2020Issued

    Reroofing flat roof

  7. Otc alterations permit Dec 2016Complete

    Fill-in light well to create new stair, new bedroom, bathroom, sitting room and laundry in 1st floor. partly in new enclosed space and partly within extg garage space. horizontal addition.

  8. Otc alterations permit Jan 2013Complete

    Remove non structural wall between kitchen and dining room.

  9. Otc alterations permit Nov 2010Issued

    Replace window like by like with new retrofit windows. 6 windows, not visable from public way, u-value not more than .40

  10. Otc alterations permit Sep 2010Cancelled

    Change the dry wall at the sunrooms wall due to leadage. 14'x8'

  11. Otc alterations permit Aug 2009Complete

    Reroofing

  12. Otc alterations permit Mar 2008Complete

    Renew pa#2004/12/21/1840 for final inspection

San Francisco Department of Building Inspection

Safety and environment

FEMA natural hazard risk

Relatively Moderate

Highest for this area: earthquake. These drive insurance cost here.

FEMA National Risk Index, census tract

Leaking fuel tanks

2 within 1,650 ft

Nearest: Commercial, 101 Point Lobos Ave (400 ft), no further action. Every release here is closed by the state regulator.

EPA UST Finder, leaking underground storage tank releases

Radon potential

Moderate

Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.

EPA and USGS Geologic Radon Potential Map

Wildfire risk

Very Low

Wildfire risk is low enough that standard home insurance usually covers it.

FEMA National Risk Index

Nearest public schools

2,300 ft

Lafayette Elementary (2,300 ft), Washington (George) High (4,000 ft), Presidio Middle (4,550 ft). Confirm the assigned school with the district.

U.S. Department of Education, NCES

Conforming loan limit 2026

$1,249,125

San Francisco County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.

FHFA Conforming Loan Limit Values, one-unit

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Who lives and works in San Francisco

Venture capital, AI labs and the highest founder density in the country

San Francisco runs on company building. Engineering and product salaries set the price floor, offices cluster in SoMa and the Mission, and demand moves with funding cycles rather than with the school calendar.

$141,446
median household income
19.6%
residents aged 25 to 34
38%
households that own their home

What pays the bills

  • Software and AI
  • Venture capital
  • Biotech
  • Professional services
  • Tourism

Who anchors the economy

OpenAI · Salesforce · Stripe · UCSF · Y Combinator

The market is shaped around

  • Founders and engineers
  • Early career tech workers
  • People who move for a company
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Viewing recommendations

What's worth checking in person before deciding.

  • Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
  • Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
  • Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
  • Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
  • Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
  • Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.

Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.

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