515 Point Lobos Avenue, San Francisco
technical data · neighborhood and transit
Quick answers
- Does 515 Point Lobos Avenue have open permits or code violations?
- San Francisco Department of Building Inspection lists 40 permits, 17 not closed, and 6 violations.
- What is the 2026 conforming loan limit in San Francisco County?
- $1,249,125 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 515 Point Lobos Avenue at risk for?
- FEMA's National Risk Index rates the area relatively moderate overall, with elevated earthquake risk.
Permits and code violations
17 permits not closed out. Unfinished permits pass to the next owner. No open violations.
- Otc alterations permit Nov 2025Complete
Re-roofing: remove and replace roofing material / existing roofing material (in-kind)
- Additions alterations or repairs Jun 2022Filed
183 sqft addition. removal of interior walls (less than 75%). add new dining room, kitchen & bathroom on 1st fl. change layout of master bedroom & bathroom on 2nd fl. replace (e) windows & doors.
- Otc alterations permit Nov 2019Complete
Sheetrock entrance to garage - est. 6 sheets to cover original studs, owner says very dark.
- Otc alterations permit Sep 2019Complete
Adding family room, add 1 full bath, relocate laundry on gr fl
- Otc alterations permit Jan 2019Complete
Perform repairs as per lingruen associates termite report #82374, item #2a
- Otc alterations permit Aug 2018Cancelled
Add one new laundry room, utility, one room rom, a guest room, two closets and one bathroom at 1st floor per plan. relocate the furnace and water heater to the garage are on the 1st floor per plan
- Otc alterations permit Jun 2018Issued
Replace tile in shower, bathroom walls and floor. replace shower valve, redplace shower pan
- Otc alterations permit Feb 2018Filed
At front and corner - replace all (e) non-historic alum windows with (n) alum-clad wood windows in same openings. small window above the garage to be double hung. large window to be picture window, side corner window to be double hung. no other work.
- Otc alterations permit Jun 2017Complete
Remodel e kitchen, bathroom, construct 2 new baths, study rm. all work at 2nd fl
- Otc alterations permit Sep 2016Complete
1/f: add 2 bedrooms, 1 full bath, 1 laundry and media room. 2/f: redmodel kitchen & bathroom and add 1 bath, enclose courtyard and add new deck at rear.
- Otc alterations permit Sep 2015Complete
Reroofing
- Otc alterations permit Feb 2015Complete
Ref. correction notice dated 1/16/15 - minor revision to pa #2013.0423.5195: relocate washer & dryer to original location. remove closet in utility room.
San Francisco Department of Building Inspection
Safety and environment
FEMA natural hazard risk
Relatively Moderate
Highest for this area: earthquake. These drive insurance cost here.
FEMA National Risk Index, census tract
Nearest active fault
6.5 mi
Serra fault zone, slip rate unspecified. Ask about seismic retrofit and earthquake insurance.
USGS Quaternary Fault Database
Quakes M4.5+ since 1970
1 within 30 mi
Every recorded earthquake of magnitude 4.5 or stronger within 30 miles.
USGS earthquake catalog
Leaking fuel tanks
2 within 1,650 ft
Nearest: Commercial, 101 Point Lobos Ave (1,250 ft), no further action. Every release here is closed by the state regulator.
EPA UST Finder, leaking underground storage tank releases
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Wildfire risk
Very Low
Wildfire risk is low enough that standard home insurance usually covers it.
FEMA National Risk Index
Nearest public schools
3,500 ft
Lafayette Elementary (3,500 ft), Washington (George) High (5,150 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Conforming loan limit 2026
$1,249,125
San Francisco County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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Who lives and works in San Francisco
Venture capital, AI labs and the highest founder density in the country
San Francisco runs on company building. Engineering and product salaries set the price floor, offices cluster in SoMa and the Mission, and demand moves with funding cycles rather than with the school calendar.
- $141,446
- median household income
- 19.6%
- residents aged 25 to 34
- 38%
- households that own their home
What pays the bills
- Software and AI
- Venture capital
- Biotech
- Professional services
- Tourism
Who anchors the economy
OpenAI · Salesforce · Stripe · UCSF · Y Combinator
The market is shaped around
- Founders and engineers
- Early career tech workers
- People who move for a company
More on Point Lobos Avenue
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
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