514 45th Avenue, San Francisco
technical data · neighborhood and transit
Quick answers
- Does 514 45th Avenue have open permits or code violations?
- San Francisco Department of Building Inspection lists 43 permits, 21 not closed, and 13 violations.
- What is the 2026 conforming loan limit in San Francisco County?
- $1,249,125 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 514 45th Avenue at risk for?
- FEMA's National Risk Index rates the area relatively moderate overall, with elevated earthquake risk.
Permits and code violations
21 permits not closed out. Unfinished permits pass to the next owner. No open violations.
- Additions alterations or repairs Jun 2026Issued
Revision pa#: 202505015573, reconfigure (e) ground floor unit - reconfigure (e) upper unit entry hall + stairs - infill portion of (e) lightwell at 2nd flr - remove (e) 2 -story deck + stair at rear. add (n) cantilverered decks at 2nd + 3rd flr - reconfigure to all exterior elevations.
- Additions alterations or repairs Jun 2026Issued
Revision pa#: 202505015573, reconfigure (e) ground floor unit - reconfigure (e) upper unit entry hall + stairs - infill portion of (e) lightwell at 2nd flr - remove (e) 2 -story deck + stair at rear. add (n) cantilverered decks at 2nd + 3rd flr - reconfigure to all exterior elevations.
- Otc alterations permit Feb 2026Complete
Repairing brackets on fire scape rust.
- Additions alterations or repairs May 2025Issued
Addition & remodel of (e) 2 unit: partial infill of lightwell @ 3rd floor. partial reconfiguring of habitable space at basement & 1st floor. reconfigure basement circulation. remodel throughought include new structure, framing, fixtures & finishes. remove (e) exterior 2nd floor stair @ rear. remove
- Additions alterations or repairs May 2025Issued
Addition & remodel of (e) 2 unit: partial infill of lightwell @ 3rd floor. partial reconfiguring of habitable space at basement & 1st floor. reconfigure basement circulation. remodel throughought include new structure, framing, fixtures & finishes. remove (e) exterior 2nd floor stair @ rear. remove
- Otc alterations permit May 2025Complete
Voluntary seismic strengthening @ 1st story, limited to install of secondary posts @ beams pocketted into wall and install floor to wall tie-back anchors. no exterior change of esthetics/color
- Otc alterations permit Dec 2024Complete
Upgrade exising fire alarm system to comply with sffc section 1103.7.6.1.
- Otc alterations permit Nov 2024Filed
Install (n) steel columns under (e) steel bm's in garage where currently supported on urm brick walls
- Otc alterations permit Nov 2024Withdrawn
Voluntary seismic improvements to base level for 12 unit bldg
- Otc alterations permit Aug 2024Complete
In kind replacement of 2 windows and 1 patio door at rear of the building, non street visible.no changes to opening size or operation
- Otc alterations permit Mar 2021Issued
Re-roofing: remove and replace roofing material / existing roofing material (in-kind)
- Otc alterations permit Dec 2020Complete
Replace windows like for like with wood-clad. 24 windows totale, 12 street facing. matching grids, fully simulated lites to match goole 2019 photo - ok'd by richard sucre
San Francisco Department of Building Inspection
Safety and environment
FEMA natural hazard risk
Relatively Moderate
Highest for this area: earthquake. These drive insurance cost here.
FEMA National Risk Index, census tract
Leaking fuel tanks
2 within 1,650 ft
Nearest: Commercial, 101 Point Lobos Ave (600 ft), no further action. Every release here is closed by the state regulator.
EPA UST Finder, leaking underground storage tank releases
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Wildfire risk
Very Low
Wildfire risk is low enough that standard home insurance usually covers it.
FEMA National Risk Index
Nearest public schools
2,600 ft
Lafayette Elementary (2,600 ft), Washington (George) High (4,300 ft), Presidio Middle (4,850 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Conforming loan limit 2026
$1,249,125
San Francisco County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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Who lives and works in San Francisco
Venture capital, AI labs and the highest founder density in the country
San Francisco runs on company building. Engineering and product salaries set the price floor, offices cluster in SoMa and the Mission, and demand moves with funding cycles rather than with the school calendar.
- $141,446
- median household income
- 19.6%
- residents aged 25 to 34
- 38%
- households that own their home
What pays the bills
- Software and AI
- Venture capital
- Biotech
- Professional services
- Tourism
Who anchors the economy
OpenAI · Salesforce · Stripe · UCSF · Y Combinator
The market is shaped around
- Founders and engineers
- Early career tech workers
- People who move for a company
More on 45th Avenue
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.
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