494 46th Avenue, San Francisco
technical data · neighborhood and transit
Quick answers
- Does 494 46th Avenue have open permits or code violations?
- San Francisco Department of Building Inspection lists 16 permits, 2 not closed, and 0 violations.
- What is the 2026 conforming loan limit in San Francisco County?
- $1,249,125 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 494 46th Avenue at risk for?
- FEMA's National Risk Index rates the area relatively moderate overall, with elevated earthquake risk.
Permits and code violations
2 permits not closed out. Unfinished permits pass to the next owner.
- Otc alterations permit Feb 2026Complete
Re-roofing: remove and replace roofing material / existing roofing material (in-kind)
- Otc alterations permit Sep 2024Complete
Reroofing. slope roof. tear-off existing roofoing and install new composite shingles, approx. 1600sf. product unit weight niot to exceed 5 psf.
- Otc alterations permit Apr 2024Complete
Replace 26 windows in kind street visible. to be aluminum-clad wood
- Otc alterations permit Mar 2024Complete
1/f: add 2 bedrooms, 2 full baths, family room and laundry. 2/f: remodel kitchen and bath, add 1 full bath and interior stairs.
- Otc alterations permit Jul 2023Complete
1st fl. replace (e) front stairway in kind
- Otc alterations permit Jul 2023Complete
Kitchen remodel. like for like. new sink/stove. new cabinets and counter and stove/oven. no structural work. no wall/framing modifications
- Otc alterations permit Aug 2022Complete
Remove the water damaged sheet rock in the second floor bedroom around 250 sq ft. dig six holes in the basement to observe how deep the foundation is. refill hole.
- Otc alterations permit Jan 2014Complete
Termite repair per lingren associate report #63060-s1; items 3b, 5c & 5d
- Otc alterations permit Oct 2005Expired
Remove/replace 2 bedroom windows,3'x5' & 4'x5' aluminum w/vinyl coating to match (e) throughout.windows are not visible from street,repair stucco as needed,paint to match existing.
- Otc alterations permit Mar 2005Complete
(e) kitchen cabinets replacement, and (e) bathroom tiles replacement.
- Additions alterations or repairs Sep 2004Complete
Replace water damaged sunroom; modify bedroom, expand building
- Otc alterations permit Sep 2004Complete
Modify (e) closet partitioning to accommodate new bathroom
San Francisco Department of Building Inspection
Safety and environment
FEMA natural hazard risk
Relatively Moderate
Highest for this area: earthquake. These drive insurance cost here.
FEMA National Risk Index, census tract
Leaking fuel tanks
2 within 1,650 ft
Nearest: Commercial, 101 Point Lobos Ave (800 ft), no further action. Every release here is closed by the state regulator.
EPA UST Finder, leaking underground storage tank releases
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Wildfire risk
Very Low
Wildfire risk is low enough that standard home insurance usually covers it.
FEMA National Risk Index
Nearest public schools
3,000 ft
Lafayette Elementary (3,000 ft), Washington (George) High (4,650 ft), Presidio Middle (5,100 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Conforming loan limit 2026
$1,249,125
San Francisco County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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Who lives and works in San Francisco
Venture capital, AI labs and the highest founder density in the country
San Francisco runs on company building. Engineering and product salaries set the price floor, offices cluster in SoMa and the Mission, and demand moves with funding cycles rather than with the school calendar.
- $141,446
- median household income
- 19.6%
- residents aged 25 to 34
- 38%
- households that own their home
What pays the bills
- Software and AI
- Venture capital
- Biotech
- Professional services
- Tourism
Who anchors the economy
OpenAI · Salesforce · Stripe · UCSF · Y Combinator
The market is shaped around
- Founders and engineers
- Early career tech workers
- People who move for a company
More on 46th Avenue
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.
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