4550 Balboa Street, San Francisco
technical data · neighborhood and transit
Quick answers
- Does 4550 Balboa Street have open permits or code violations?
- San Francisco Department of Building Inspection lists 36 permits, 10 not closed, and 0 violations.
- What is the 2026 conforming loan limit in San Francisco County?
- $1,249,125 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 4550 Balboa Street at risk for?
- FEMA's National Risk Index rates the area relatively moderate overall, with elevated earthquake risk.
Permits and code violations
10 permits not closed out. Unfinished permits pass to the next owner.
- Otc alterations permit Mar 2018Complete
Re-roofing
- Otc alterations permit Mar 2017Complete
Re-roofing
- Otc alterations permit Nov 2016Cancelled
Upgrade foundation & add new bedroom, media room & laundry on 1st floor with kitchen. (change of use from single to two-family)
- Otc alterations permit Nov 2016Complete
Inkind replacement of visible windows (6) with aluminum-clad wood; other non-visible windows with other material ok
- Otc alterations permit Oct 2016Complete
Remove all 12 rotted wood windows and replace exactly in-kind with pella wood windows. replace dryrot at stairs and under stucco. restucco house. visible to street.
- Otc alterations permit Oct 2016Issued
Street space
- Otc alterations permit Jun 2016Complete
Ground floor: add 2 bedrms,2 baths & laundry rm on grnd floor,new connecting stair grnd flr to 2nd flr,relocate kitchen & bedrm, remodel(e)bathrm & add one new bathrm on 2nd flr,remove non bearing wall on 2nd flr.
- Otc alterations permit Mar 2016Complete
Remodel bathroom at 2nd floor.
- Otc alterations permit Dec 2015Issued
Street space
- Otc alterations permit Mar 2015Complete
Handrail replacement (front stairs) in kind 44"
- Otc alterations permit Jul 2014Complete
Replace one front window for same size, window ill be marvin, wood material.
- Otc alterations permit Nov 2012Complete
Kitchen remodel-new cabinets & appliances, counter tops, new hardwood fl. new wall light fixture locations in dining rm & under cabinet lighting in kitchen, ceiling lighting stay as is. all walls stay as is, no change in wall layout/openings
San Francisco Department of Building Inspection
Safety and environment
FEMA natural hazard risk
Relatively Moderate
Highest for this area: earthquake. These drive insurance cost here.
FEMA National Risk Index, census tract
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
3,200 ft
Lafayette Elementary (3,200 ft), Washington (George) High (4,900 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Conforming loan limit 2026
$1,249,125
San Francisco County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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Who lives and works in San Francisco
Venture capital, AI labs and the highest founder density in the country
San Francisco runs on company building. Engineering and product salaries set the price floor, offices cluster in SoMa and the Mission, and demand moves with funding cycles rather than with the school calendar.
- $141,446
- median household income
- 19.6%
- residents aged 25 to 34
- 38%
- households that own their home
What pays the bills
- Software and AI
- Venture capital
- Biotech
- Professional services
- Tourism
Who anchors the economy
OpenAI · Salesforce · Stripe · UCSF · Y Combinator
The market is shaped around
- Founders and engineers
- Early career tech workers
- People who move for a company
More on Balboa Street
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.
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