4019 Moraga Street, San Francisco
technical data · neighborhood and transit
Quick answers
- Does 4019 Moraga Street have open permits or code violations?
- San Francisco Department of Building Inspection lists 20 permits, 12 not closed, and 0 violations.
- What is the 2026 conforming loan limit in San Francisco County?
- $1,249,125 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 4019 Moraga Street at risk for?
- FEMA's National Risk Index rates the area relatively high overall, with elevated earthquake risk.
Permits and code violations
12 permits not closed out. Unfinished permits pass to the next owner.
- Otc alterations permit Mar 2024Complete
Reroofing
- Otc alterations permit Feb 2022Complete
Re-roofing: remove and replace roofing material / existing roofing material (in-kind)
- Otc alterations permit Nov 2017Issued
Bathroom: install tub liner, wall surrounding, new shower vlave and shower door. no structural changes. no other work.
- Otc alterations permit Dec 2014Issued
2nd floor remodel bathroom. create tile shower w/glass door. move vanity and enlarge roo, add linen closet to room.
- Otc alterations permit Nov 2014Issued
Update kitchen cabinets & appliances (e) in-kind), kitchen lighting & control per cec 150(k)
- Otc alterations permit May 2012Issued
Street space & sidewalk repair
- Otc alterations permit Oct 2011Complete
Remodel (e) kitchen - new cabinets, counter tops, add dishwasher and garbage disposal. not adding or removing any walls.
- Otc alterations permit Aug 2011Complete
Remove and replace kitchen cabinets; replace gas valve to comply with code. replace sink drain/ p trap to comply with code. replace electrical outlets to comply with code (gfci)
- Otc alterations permit May 2011Issued
Replace 5 windows, size for size, 2 in front alum to wood composite, 3 in rear alum to vinyl. visible from street. u-valve 0.29.
- Otc alterations permit Aug 2010Issued
Reroofing
- Otc alterations permit Jun 2010Issued
To obtain final inspection for work approved under app #200509233779. all work has been completed.
- Otc alterations permit Sep 2005Cancelled
Install exterior vinyl siding over existing siding at back of house, 325 sf total. not visible from street.
San Francisco Department of Building Inspection
Safety and environment
FEMA natural hazard risk
Relatively High
Highest for this area: earthquake. These drive insurance cost here.
FEMA National Risk Index, census tract
Leaking fuel tanks
3 within 1,650 ft
Nearest: Tosco (Unocal) Station #3390, 3701 Noriega St. (900 ft), no further action. Every release here is closed by the state regulator.
EPA UST Finder, leaking underground storage tank releases
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
700 ft
Noriega Children Center (700 ft), Key (Francis Scott) Elementary (1,650 ft), Sunset Elementary (2,300 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Conforming loan limit 2026
$1,249,125
San Francisco County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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Who lives and works in San Francisco
Venture capital, AI labs and the highest founder density in the country
San Francisco runs on company building. Engineering and product salaries set the price floor, offices cluster in SoMa and the Mission, and demand moves with funding cycles rather than with the school calendar.
- $141,446
- median household income
- 19.6%
- residents aged 25 to 34
- 38%
- households that own their home
What pays the bills
- Software and AI
- Venture capital
- Biotech
- Professional services
- Tourism
Who anchors the economy
OpenAI · Salesforce · Stripe · UCSF · Y Combinator
The market is shaped around
- Founders and engineers
- Early career tech workers
- People who move for a company
More on Moraga Street
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- This is a house, not an apartment. Check the lot boundaries, car access, and how water drains from the yard after rain, including whether the neighboring lot sits higher and could send water toward the property.
- Check the sewer connection (public network or septic tank) and the water source (public network or well), including pressure and water quality.
- Check exactly where you'd park: a spot in the yard or garage, or street parking, and how crowded the street gets in the evening.
- Ask to see the construction documents (permit, sign-off) and check for visible cracks on the facade or in the attic/basement.
- Check the condition of the fence, yard, and sidewalk out front: who is responsible for upkeep, and whether there are any boundary disputes with neighbors.
- Schedule a viewing in the evening too, on a weekday, to see street traffic, streetlights, and how quiet the neighborhood is after 8 PM.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.