243 Morse Street, San Francisco
technical data · neighborhood and transit
Quick answers
- Does 243 Morse Street have open permits or code violations?
- San Francisco Department of Building Inspection lists 31 permits, 10 not closed, and 4 violations.
- What is the 2026 conforming loan limit in San Francisco County?
- $1,249,125 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 243 Morse Street at risk for?
- FEMA's National Risk Index rates the area relatively moderate overall, with elevated earthquake risk.
Permits and code violations
10 permits not closed out. Unfinished permits pass to the next owner. No open violations.
- Otc alterations permit Nov 2025Complete
To obtain final inspection for work approved under pa# 201807205088. all work is complete.
- Otc alterations permit Oct 2025Complete
In-kind replacement of exterior stucco. demolition of the existing stucco. lathing and water/vapor barrier, and installation of the same. street visible.
- Additions alterations or repairs Oct 2018Complete
Legalization of dwelling unit @ 1st flr per ord# 43-14, planning section 207.3. new unit included kitchen, bathroom, living room and bedroom.
- Additions alterations or repairs Jul 2018Expired
Convert (e) roof deck on 3rd fl. into sun room with roof
- Otc alterations permit Jun 2016Complete
Re-roofing
- Otc alterations permit Oct 2012Complete
Replace 2 wood windows in front of the house
- Otc alterations permit Feb 2012Issued
Street space & sidewalk permit.
- Otc alterations permit May 2009Complete
Comply with complaint 200903945. legalize 1 bedroom, construct 2 bedroom, 2 bath room, family rm. all work at ground floor
- Otc alterations permit Feb 2009Complete
Repair the existing front stair of the house. patch all cracks on the risers & tread less 50% affected.
- Otc alterations permit Sep 2008Issued
Reroofing
- Otc alterations permit Nov 2007Issued
Reroofing
- Otc alterations permit Jul 2005Complete
Renew pa#2002/09/25/7455 for final insp.
San Francisco Department of Building Inspection
Safety and environment
FEMA natural hazard risk
Relatively Moderate
Highest for this area: earthquake. These drive insurance cost here.
FEMA National Risk Index, census tract
Nearest active fault
3.9 mi
San Andreas fault zone, slip rate greater than 5.0 mm/yr. Ask about seismic retrofit and earthquake insurance.
USGS Quaternary Fault Database
Quakes M4.5+ since 1970
2 within 30 mi
Every recorded earthquake of magnitude 4.5 or stronger within 30 miles.
USGS earthquake catalog
Leaking fuel tanks
9 within 1,650 ft
Nearest: Gasco, 5301 Mission St (1,000 ft), no further action. Every release here is closed by the state regulator.
EPA UST Finder, leaking underground storage tank releases
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
1,950 ft
Guadalupe Elementary (1,950 ft), Panorama Elementary (2,150 ft), Longfellow Elementary (2,150 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Major airport
7.4 mi
San Francisco International (SFO). Aircraft may be audible under approach paths.
FAA large-hub airports
Conforming loan limit 2026
$1,249,125
San Francisco County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
Have you lived here? Share your experience.
Leave a reviewThe Address Story
Every address has a context. Read its story.
How much it costs to live here
Price, rent, mortgage, and the city's economic context, all in one place.
The money at this address
Renting, buying, and investing, on the same numbers. Enter the listing price to see all calculations.
Enter a rent and the yield calculation fills in on its own.
Loan calculator for this address
Enter the listing price. The calculation uses only your numbers.
Rough estimate, with a fixed rate. The bank's offer may include fees and insurance.
Who lives and works in San Francisco
Venture capital, AI labs and the highest founder density in the country
San Francisco runs on company building. Engineering and product salaries set the price floor, offices cluster in SoMa and the Mission, and demand moves with funding cycles rather than with the school calendar.
- $141,446
- median household income
- 19.6%
- residents aged 25 to 34
- 38%
- households that own their home
What pays the bills
- Software and AI
- Venture capital
- Biotech
- Professional services
- Tourism
Who anchors the economy
OpenAI · Salesforce · Stripe · UCSF · Y Combinator
The market is shaped around
- Founders and engineers
- Early career tech workers
- People who move for a company
More on Morse Street
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.
The year built, height regime, structure, and elevator for this address are being indexed right now, city by city. Save the page and check back: it fills in over time. If you live here, you can fill it in yourself in a minute by leaving a review.