2186 46th Avenue, San Francisco
technical data · neighborhood and transit
Quick answers
- Does 2186 46th Avenue have open permits or code violations?
- San Francisco Department of Building Inspection lists 26 permits, 10 not closed, and 17 violations.
- What is the 2026 conforming loan limit in San Francisco County?
- $1,249,125 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 2186 46th Avenue at risk for?
- FEMA's National Risk Index rates the area relatively high overall, with elevated earthquake and inland flooding risk.
Permits and code violations
10 permits not closed out. Unfinished permits pass to the next owner. No open violations.
- Otc alterations permit Mar 2025Filed
Ground fl - convert storage space into 2 bedrooms, 1 full bath & media room; enclose front area into foyer (non-habitable); add interior stairs. new deck to be added
- Otc alterations permit Jan 2024Complete
Reroofing
- Otc alterations permit Jul 2022Complete
One inkind kitchen remodel. non structural
- Otc alterations permit Dec 2020Complete
Revision to pa #202008111526 - to clarify existing room name to "storage." no other changes
- Otc alterations permit Oct 2020Issued
Remodel kitchen and bathroom with new cabinets, counter tops, plumbing fixtures, lighting fixtures
- Otc alterations permit Sep 2020Issued
As built for fire only permit: 201911217944. reroute piping between 1st and 2nd fl; no other changes to head placement or coverage. fire only
- Otc alterations permit Aug 2020Complete
In-kind renovation of existing family room and bathroom on level 1. replace plumbing fixtures and cabinets in same location, new finishes and flooring. no changes to the exterior.
- Otc alterations permit Nov 2019Issued
Install 44 new fire sprinklers throughout per nfpa 13r. install 2" dedicated underground fire service ref pa 2019-0612-3261
- Additions alterations or repairs Jun 2019Complete
Capturing attic level as additonal new habitable space renovation of (e) single family home to include inteiorrenovations, replacement of (2) existing dormers w/(2) new dormers, new windows, new skylights, (2) new interior stairs & new deck & stairs to the rear yard.
- Otc alterations permit Feb 2017Issued
Reroofing
- Otc alterations permit Mar 2016Issued
Replace sectional garage door in-kind, no structural changes.
- Otc alterations permit Sep 2015Complete
Remove and replace siding west side - remove damage stucco in front and replace with siding. 1/2" plywood, # 15 paper. window trim on all windows (sheer wall top plate to sill).
San Francisco Department of Building Inspection
Safety and environment
FEMA natural hazard risk
Relatively High
Highest for this area: earthquake, inland flooding. These drive insurance cost here.
FEMA National Risk Index, census tract
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
1,550 ft
S.F. County Special Education (1,550 ft), Sunset Elementary (2,300 ft), Giannini (A.P.) Middle (2,900 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Conforming loan limit 2026
$1,249,125
San Francisco County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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Who lives and works in San Francisco
Venture capital, AI labs and the highest founder density in the country
San Francisco runs on company building. Engineering and product salaries set the price floor, offices cluster in SoMa and the Mission, and demand moves with funding cycles rather than with the school calendar.
- $141,446
- median household income
- 19.6%
- residents aged 25 to 34
- 38%
- households that own their home
What pays the bills
- Software and AI
- Venture capital
- Biotech
- Professional services
- Tourism
Who anchors the economy
OpenAI · Salesforce · Stripe · UCSF · Y Combinator
The market is shaped around
- Founders and engineers
- Early career tech workers
- People who move for a company
More on 46th Avenue
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.
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