San Francisco

2106 48th Avenue, San Francisco

technical data · neighborhood and transit

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Quick answers

Does 2106 48th Avenue have open permits or code violations?
San Francisco Department of Building Inspection lists 28 permits, 11 not closed, and 5 violations.
What is the 2026 conforming loan limit in San Francisco County?
$1,249,125 for a single-unit home, per FHFA. Larger loans are jumbo loans.
Is radon a problem here?
EPA radon zone 2, moderate potential.
What natural disasters is 2106 48th Avenue at risk for?
FEMA's National Risk Index rates the area relatively high overall, with elevated earthquake and inland flooding risk.

Permits and code violations

11 permits not closed out. Unfinished permits pass to the next owner. No open violations.

  1. Otc alterations permit Dec 2025Filed

    Ground fl work only. no structural. convert part of e grage to conditioned space approx 483 sf.add 1 bdrm,family rm, storage. remove front gate, infill w recessed door and sidelite. replace in kind 48 x 48 sl window wall,new patio door.

  2. Otc alterations permit Nov 2022Complete

    Demo front face stuc of residence and tear out existing skip sheathing. repair any dry rot to framing (if any). replace with new 3/4" cd x 5-ply sheating. nailing to code. lath with 2-ply jumbo tex tar paper and 3.4 ga stucco motting. self-furred. stucco with float finish same as existing and paint.

  3. Otc alterations permit Feb 2021Issued

    Reroofing.

  4. Otc alterations permit Jan 2020Issued

    Reroofing

  5. Otc alterations permit Dec 2019Issued

    Reroofing

  6. Otc alterations permit Jul 2016Issued

    Replace (e)tub with walk-in tub in hall bathroom; 20amp circuit, gfci outlet

  7. Otc alterations permit Apr 2016Complete

    Reroofing

  8. Otc alterations permit Dec 2015Complete

    Replace (1) window fibrex at rear of house. u factor less than 0.32. no size change.

  9. Otc alterations permit Aug 2014Complete

    Re-roofing

  10. Otc alterations permit Oct 2013Issued

    Reroofing

  11. Otc alterations permit Jan 2012Complete

    Kitchen & bathroom remodel on 2nd floor, add 1 bathroom on 2nd floor per plan. add 1 bathroom, family room, 2 bedrooms on 1st floor (garage). repair dry rot per plan & repair front entrance stairs; repl (n) windows and enlarge window opening per plan, install new windows per plan, wood clading/alum

  12. Otc alterations permit May 2010Complete

    Replace weather-damaged sheathing and stucco on lower southwest corner of street-facing living rm window bay, repair to extend approx 3 ft vertically from corner & about 2 ft in other directions. replace in kind.

San Francisco Department of Building Inspection

Safety and environment

FEMA natural hazard risk

Relatively High

Highest for this area: earthquake, inland flooding. These drive insurance cost here.

FEMA National Risk Index, census tract

Radon potential

Moderate

Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.

EPA and USGS Geologic Radon Potential Map

Nearest public schools

2,350 ft

S.F. County Special Education (2,350 ft), Sunset Elementary (2,500 ft), Noriega Children Center (2,650 ft). Confirm the assigned school with the district.

U.S. Department of Education, NCES

Conforming loan limit 2026

$1,249,125

San Francisco County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.

FHFA Conforming Loan Limit Values, one-unit

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Who lives and works in San Francisco

Venture capital, AI labs and the highest founder density in the country

San Francisco runs on company building. Engineering and product salaries set the price floor, offices cluster in SoMa and the Mission, and demand moves with funding cycles rather than with the school calendar.

$141,446
median household income
19.6%
residents aged 25 to 34
38%
households that own their home

What pays the bills

  • Software and AI
  • Venture capital
  • Biotech
  • Professional services
  • Tourism

Who anchors the economy

OpenAI · Salesforce · Stripe · UCSF · Y Combinator

The market is shaped around

  • Founders and engineers
  • Early career tech workers
  • People who move for a company
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Viewing recommendations

What's worth checking in person before deciding.

  • Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
  • Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
  • Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
  • Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
  • Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
  • Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.

Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.

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