San Francisco

1886 48th Avenue, San Francisco

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Quick answers

Does 1886 48th Avenue have open permits or code violations?
San Francisco Department of Building Inspection lists 35 permits, 11 not closed, and 0 violations.
What is the 2026 conforming loan limit in San Francisco County?
$1,249,125 for a single-unit home, per FHFA. Larger loans are jumbo loans.
Is radon a problem here?
EPA radon zone 2, moderate potential.
What natural disasters is 1886 48th Avenue at risk for?
FEMA's National Risk Index rates the area relatively high overall, with elevated earthquake risk.

Permits and code violations

11 permits not closed out. Unfinished permits pass to the next owner.

  1. Otc alterations permit Jan 2026Complete

    Reroofing no hot works.

  2. Otc alterations permit Sep 2025Complete

    Revision to 202506128554: replace front windows & new facade. new deck at rear

  3. Otc alterations permit Jun 2025Complete

    1/f: add 1 bedroom with full bath. relocate laundry and utilities. 2/f: remodel (e) kitchen and bathroom.

  4. Otc alterations permit Mar 2021Complete

    Revision to pa# 202101062193. structural revision to cracked foundation, and psl beam and stair. architectural revision to stair replace in kind.

  5. Otc alterations permit Feb 2021Complete

    Due to plaster/dryer repair (202012281741) , drywall had to be removed in bedrooms, living room andk itchen. well be replace/patched in-kind with cabinets.

  6. Otc alterations permit Jan 2021Complete

    Revision to no-plans pa's 202012140906 & 202012281741. add shear walls, refinish bathroom & bedroom downstairs, add washer dryer, repair footings. replace lateral, repair dryrot/plaster, replace windows.

  7. Otc alterations permit Jan 2021Complete

    Revision to no-plans pa's 202012140906 & 202012281741. add shear walls, refinish bathroom & bedroom downstairs, add washer dryer, repair footings. replace lateral, repair dryrot/plaster, replace windows.

  8. Otc alterations permit Dec 2020Complete

    Revision to 202012140906 plaster replace main lateral and dry rot at building faces. replace main and patch replace slab. window replacement at the ground floor with wood windows

  9. Otc alterations permit Dec 2020Complete

    Replace finishes in kind in down stairs bath

  10. Otc alterations permit Feb 2019Issued

    Street space

  11. Otc alterations permit Oct 2018Complete

    Remodel kitchen & bathroom, no change of (e) floor plan

  12. Otc alterations permit Dec 2017Complete

    Reroofing

San Francisco Department of Building Inspection

Safety and environment

FEMA natural hazard risk

Relatively High

Highest for this area: earthquake. These drive insurance cost here.

FEMA National Risk Index, census tract

Leaking fuel tanks

1 within 1,650 ft

Nearest: Tosco (Unocal) Station #3390, 3701 Noriega St. (1,250 ft), no further action. Every release here is closed by the state regulator.

EPA UST Finder, leaking underground storage tank releases

Radon potential

Moderate

Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.

EPA and USGS Geologic Radon Potential Map

Nearest public schools

1,350 ft

Noriega Children Center (1,350 ft), Sunset Elementary (2,200 ft), Key (Francis Scott) Elementary (2,850 ft). Confirm the assigned school with the district.

U.S. Department of Education, NCES

Conforming loan limit 2026

$1,249,125

San Francisco County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.

FHFA Conforming Loan Limit Values, one-unit

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Who lives and works in San Francisco

Venture capital, AI labs and the highest founder density in the country

San Francisco runs on company building. Engineering and product salaries set the price floor, offices cluster in SoMa and the Mission, and demand moves with funding cycles rather than with the school calendar.

$141,446
median household income
19.6%
residents aged 25 to 34
38%
households that own their home

What pays the bills

  • Software and AI
  • Venture capital
  • Biotech
  • Professional services
  • Tourism

Who anchors the economy

OpenAI · Salesforce · Stripe · UCSF · Y Combinator

The market is shaped around

  • Founders and engineers
  • Early career tech workers
  • People who move for a company
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Viewing recommendations

What's worth checking in person before deciding.

  • Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
  • Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
  • Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
  • Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
  • Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
  • Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.

Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.

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