1446 45th Avenue, San Francisco
technical data · neighborhood and transit
Quick answers
- Does 1446 45th Avenue have open permits or code violations?
- San Francisco Department of Building Inspection lists 26 permits, 8 not closed, and 8 violations.
- What is the 2026 conforming loan limit in San Francisco County?
- $1,249,125 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 1446 45th Avenue at risk for?
- FEMA's National Risk Index rates the area relatively moderate overall, with elevated earthquake risk.
Permits and code violations
8 permits not closed out. Unfinished permits pass to the next owner. No open violations.
- Otc alterations permit Feb 2025Complete
To obtain final inspection for work approved under 201405206208. all work is complete
- Otc alterations permit Feb 2020Issued
Street space
- Otc alterations permit Jan 2020Complete
Rev to pa# 201911187589; revision to foundation work
- Otc alterations permit Nov 2019Complete
Convert existing 1st floor car/storage area to living space with bedroom, bathroom, & family room. emclosed part of existing entry/breezeway. remodel kitchen on 2nd floor. no increase in building footprint.
- Otc alterations permit Jul 2017Complete
Re-roofing
- Otc alterations permit May 2017Issued
Replace garage door no structural changes sectinoal roll-up door and opener.
- Otc alterations permit Sep 2016Complete
Reroofing
- Otc alterations permit May 2016Complete
Add one full bathroom & relocate toilet & vanity in existing bath at 2nd floor.
- Otc alterations permit Oct 2014Complete
Bathroom (e0 remodel at 2nd floor, remove sheetrock, fixtures, remain same location, new wiring, replace plumbing as needed, with new shower pan.
- Additions alterations or repairs May 2014Expired
Horizontal & vertical addition. upgrad & pour (n) foundation @ grnd level; update plumb, elect, mech sys in area of work; create an interior staircase by demolishing & relocate entry stair; elevate & change form of roof to add 1-bedrm & bath; elevate ground level ceiling to legalize habitable space.
- Otc alterations permit Apr 2014Issued
Street space
- Otc alterations permit Feb 2014Complete
1)relocate extg interior stair. 2) relocate laundry facilities. 3)convert ground floor area to a bedroom, a bathroom and a thru-pass to rear yard approx 378 sq ft. 4)add new closets. 5) all work to be completed as necessary for plmg, electrical, mech, safety and insulation.
San Francisco Department of Building Inspection
Safety and environment
FEMA natural hazard risk
Relatively Moderate
Highest for this area: earthquake. These drive insurance cost here.
FEMA National Risk Index, census tract
Leaking fuel tanks
2 within 1,650 ft
Nearest: 76 Gas Station, 3601 Lawton Street (1,300 ft), no further action. Every release here is closed by the state regulator.
EPA UST Finder, leaking underground storage tank releases
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Wildfire risk
Very Low
Wildfire risk is low enough that standard home insurance usually covers it.
FEMA National Risk Index
Nearest public schools
850 ft
Key (Francis Scott) Elementary (850 ft), Noriega Children Center (2,100 ft), Sunset Elementary (3,550 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Conforming loan limit 2026
$1,249,125
San Francisco County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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Who lives and works in San Francisco
Venture capital, AI labs and the highest founder density in the country
San Francisco runs on company building. Engineering and product salaries set the price floor, offices cluster in SoMa and the Mission, and demand moves with funding cycles rather than with the school calendar.
- $141,446
- median household income
- 19.6%
- residents aged 25 to 34
- 38%
- households that own their home
What pays the bills
- Software and AI
- Venture capital
- Biotech
- Professional services
- Tourism
Who anchors the economy
OpenAI · Salesforce · Stripe · UCSF · Y Combinator
The market is shaped around
- Founders and engineers
- Early career tech workers
- People who move for a company
More on 45th Avenue
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.
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