1386 45th Avenue, San Francisco
technical data · neighborhood and transit
Quick answers
- Does 1386 45th Avenue have open permits or code violations?
- San Francisco Department of Building Inspection lists 43 permits, 32 not closed, and 6 violations, 4 open.
- What is the 2026 conforming loan limit in San Francisco County?
- $1,249,125 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 1386 45th Avenue at risk for?
- FEMA's National Risk Index rates the area relatively moderate overall, with elevated earthquake risk.
Permits and code violations
32 permits not closed out. Unfinished permits pass to the next owner. 4 open violations.
- Otc alterations permit Jun 2023Cancelled
Installation of ada door opener with 2 exterior 4 1/2 square radio control wall switches. to comply with abe program #202206101358
- Otc alterations permit Jun 2020Issued
Replace rear yard 10' fence with new 10' fence replace current north side yard 6' fence with 10' fence to create more privacy between yards
- Otc alterations permit Oct 2019Complete
Comply w/ complaint 201981831. construct deck 35'x15' and shed at rear w/ electrical, plumbing
- Otc alterations permit Mar 2018Issued
1st fl remove stove and cap gas line. cover with drywall. 2nd fl remove water heater and cap gas line. cover with drywall
- Otc alterations permit May 2017Issued
Street space permit
- Otc alterations permit Jun 2016Complete
Revised pa #201605024307 as follows; new address 1386 45th ave. work on both units 1374, 1376 45th ave.
- Otc alterations permit Jun 2016Complete
Revised pa #201605024307 as follows; new address 1386 45th ave. work on both units 1374, 1376 45th ave.
- Additions alterations or repairs May 2016Complete
Rebuild rear roof & add partial 3rd story (490 sf) at rear. vertical addition for partial 3rd story. add one (n) bedroom & one (n) bath + 2 skylights.
- Otc alterations permit May 2016Complete
Voluntary seismic retrofit. unit 1 relocate interior stair remodel kitchen and bath at floor 2. add skylight over hallway. unit 2 - add new 370 sft unit at floor 1. rehad front porch & build straight-run stair. (n) wood siding to match.
- Otc alterations permit Mar 2016Issued
Add 2 office spaces, media room, one full bath, one half bath @ 1st floor.
- Otc alterations permit Oct 2015Expired
Installation of ul 300 fire system
- Otc alterations permit Jun 2015Expired
Remodel extg restaurant. replace extg class 1 hood with new, add 2 pieces of equipment, prep sink,hand sink, counter for coffee and upgrade restroom to meet ada compliance. for planning purposes no exterior changes, no expansion of existing resturant and no proposed use changes.
San Francisco Department of Building Inspection
Safety and environment
FEMA natural hazard risk
Relatively Moderate
Highest for this area: earthquake. These drive insurance cost here.
FEMA National Risk Index, census tract
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Wildfire risk
Very Low
Wildfire risk is low enough that standard home insurance usually covers it.
FEMA National Risk Index
Nearest public schools
1,200 ft
Key (Francis Scott) Elementary (1,200 ft), Noriega Children Center (2,550 ft), Sunset Elementary (4,000 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Conforming loan limit 2026
$1,249,125
San Francisco County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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Who lives and works in San Francisco
Venture capital, AI labs and the highest founder density in the country
San Francisco runs on company building. Engineering and product salaries set the price floor, offices cluster in SoMa and the Mission, and demand moves with funding cycles rather than with the school calendar.
- $141,446
- median household income
- 19.6%
- residents aged 25 to 34
- 38%
- households that own their home
What pays the bills
- Software and AI
- Venture capital
- Biotech
- Professional services
- Tourism
Who anchors the economy
OpenAI · Salesforce · Stripe · UCSF · Y Combinator
The market is shaped around
- Founders and engineers
- Early career tech workers
- People who move for a company
More on 45th Avenue
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.
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