1324 45th Avenue, San Francisco
technical data · neighborhood and transit
Quick answers
- Does 1324 45th Avenue have open permits or code violations?
- San Francisco Department of Building Inspection lists 35 permits, 10 not closed, and 2 violations.
- What is the 2026 conforming loan limit in San Francisco County?
- $1,249,125 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 1324 45th Avenue at risk for?
- FEMA's National Risk Index rates the area relatively moderate overall, with elevated earthquake risk.
Permits and code violations
10 permits not closed out. Unfinished permits pass to the next owner. No open violations.
- Otc alterations permit Oct 2023Complete
Grouting under foundation to enalbe construction of the foundation under the adjacent property as approved under pa 202202288860.
- Additions alterations or repairs Aug 2023Withdrawn
Response to notice of violation #202310980. pressure grouting at north property line (15 feet approx)
- Otc alterations permit Mar 2023Complete
Revision to pa# 202301200498, revise new footing or pier detail per engineer details.
- Otc alterations permit Jan 2023Complete
1) removal of wall between kitchen and living room. 2)remodeling of kitchen in-kind.
- Otc alterations permit Jan 2018Complete
Try to repair the drway concerete, less than 200sf in-kind.
- Otc alterations permit Sep 2017Complete
Reroofing.
- Otc alterations permit Mar 2016Complete
Reroofing
- Otc alterations permit Aug 2015Issued
Reroofing
- Otc alterations permit Aug 2015Complete
New bath tub/tile/vanity/lighting/bath fan/shower fixtures/skylight, for upstairs bath. no walls to be moved. no structural work.
- Otc alterations permit Jun 2015Complete
G/f only-comply w/complaint #201545441: remove existing downstairs kitchen - remove cabinets, electrical & cap plumbing & gas inside wall.; legalize bathroom. non-habitable unconditioned storage rooms to remain at ground floor.
- Otc alterations permit May 2015Complete
Kitchen remodel in-kind. cabinets were existing before home purchased & new counterrops. electrical outlets in kitchen had blank coverplates.
- Otc alterations permit Apr 2013Cancelled
Remodel ground floor (e) study room, family room and full bath at rear of (e) garage level. remodel (e) bathroom 2nd floor. convert (e) bath tub to shower.
San Francisco Department of Building Inspection
Safety and environment
FEMA natural hazard risk
Relatively Moderate
Highest for this area: earthquake. These drive insurance cost here.
FEMA National Risk Index, census tract
Leaking fuel tanks
1 within 1,650 ft
Nearest: Tosco/Unocal Station #0433, 1200 La Playa St. (1,500 ft), no further action. Every release here is closed by the state regulator.
EPA UST Finder, leaking underground storage tank releases
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Wildfire risk
Very Low
Wildfire risk is low enough that standard home insurance usually covers it.
FEMA National Risk Index
Nearest public schools
1,550 ft
Key (Francis Scott) Elementary (1,550 ft), Noriega Children Center (2,950 ft), Sunset Elementary (4,350 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Conforming loan limit 2026
$1,249,125
San Francisco County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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Who lives and works in San Francisco
Venture capital, AI labs and the highest founder density in the country
San Francisco runs on company building. Engineering and product salaries set the price floor, offices cluster in SoMa and the Mission, and demand moves with funding cycles rather than with the school calendar.
- $141,446
- median household income
- 19.6%
- residents aged 25 to 34
- 38%
- households that own their home
What pays the bills
- Software and AI
- Venture capital
- Biotech
- Professional services
- Tourism
Who anchors the economy
OpenAI · Salesforce · Stripe · UCSF · Y Combinator
The market is shaped around
- Founders and engineers
- Early career tech workers
- People who move for a company
More on 45th Avenue
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.
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