1243;1245 45th Avenue, San Francisco
technical data · neighborhood and transit
Quick answers
- Does 1243;1245 45th Avenue have open permits or code violations?
- San Francisco Department of Building Inspection lists 29 permits, 4 not closed, and 3 violations.
- What is the 2026 conforming loan limit in San Francisco County?
- $1,249,125 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 1243;1245 45th Avenue at risk for?
- FEMA's National Risk Index rates the area relatively moderate overall, with elevated earthquake risk.
Permits and code violations
4 permits not closed out. Unfinished permits pass to the next owner. No open violations.
- Otc alterations permit Apr 2026Complete
Re-roofing: remove and replace roofing material / existing roofing material (in-kind)
- Otc alterations permit Feb 2022Complete
Replacing washer & dryer in garage room (existing) - upgrade in kind. (front bldg only)
- Otc alterations permit Feb 2022Complete
Replacing washer & dryer in garage room (existing) - upgrade in kind. (front bldg only)
- Otc alterations permit May 2017Complete
Replace garage door no structural changes flat panel to sectional roll-up door.
- Otc alterations permit Jan 2017Complete
Revision to 201504204011 change (e) hall to storage space
- Otc alterations permit Nov 2016Complete
Compliance with nov #201536381. legalize work performed on 2nd level - kitchen and bathroom remodel. other compliance o ground floor under pa #2015-04-20-4011. no wall modification and no structural work.
- Otc alterations permit Mar 2016Issued
Per pa #9804860, cfc dated 8-09-1999. convered a 2 residential unit bldg into one single family house. deleted one address 1231 45th ave. the single family house should be: 1233 45th ave.
- Otc alterations permit Apr 2015Complete
To comply with nov # 201536381: at garage level, 1st flr - legalize bathroom, bedroom, storage, laundry and hall. new outlets and lighting fixtures
- Additions alterations or repairs Feb 2015Withdrawn
To comply with complaint 20142971. add 2 story wood framed deck at rear of existing house.
- Additions alterations or repairs Sep 2014Complete
Comply with nov 201492971. build a deck off the back of residence, 5' property line setback will be observed and followed. top portion of deck will be 8' beginning of the house and bottom portion will be 12' to allow for stairs. deck is 12'9" from grade. 2 level deck.
- Otc alterations permit Aug 2014Complete
Window sash replacement: 3 facing street; 1 facing rear, all andersen fibrex. (existing aluminum)
- Otc alterations permit Jun 2011Complete
Re-roofing
San Francisco Department of Building Inspection
Safety and environment
FEMA natural hazard risk
Relatively Moderate
Highest for this area: earthquake. These drive insurance cost here.
FEMA National Risk Index, census tract
Leaking fuel tanks
1 within 1,650 ft
Nearest: Tosco/Unocal Station #0433, 1200 La Playa St. (1,150 ft), no further action. Every release here is closed by the state regulator.
EPA UST Finder, leaking underground storage tank releases
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Wildfire risk
Very Low
Wildfire risk is low enough that standard home insurance usually covers it.
FEMA National Risk Index
Nearest public schools
2,100 ft
Key (Francis Scott) Elementary (2,100 ft), Noriega Children Center (3,500 ft), Sunset Elementary (4,900 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Conforming loan limit 2026
$1,249,125
San Francisco County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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Who lives and works in San Francisco
Venture capital, AI labs and the highest founder density in the country
San Francisco runs on company building. Engineering and product salaries set the price floor, offices cluster in SoMa and the Mission, and demand moves with funding cycles rather than with the school calendar.
- $141,446
- median household income
- 19.6%
- residents aged 25 to 34
- 38%
- households that own their home
What pays the bills
- Software and AI
- Venture capital
- Biotech
- Professional services
- Tourism
Who anchors the economy
OpenAI · Salesforce · Stripe · UCSF · Y Combinator
The market is shaped around
- Founders and engineers
- Early career tech workers
- People who move for a company
Viewing recommendations
What's worth checking in person before deciding.
- This is a house, not an apartment. Check the lot boundaries, car access, and how water drains from the yard after rain, including whether the neighboring lot sits higher and could send water toward the property.
- Semi-detached or row house: the shared wall matters. Listen from the room adjoining the neighbor's side and ask whether any structural work has been done there.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Check the sewer connection (public network or septic tank) and the water source (public network or well), including pressure and water quality.
- Check the roof, gutters, and downspouts for signs of leaks or recent repairs, especially if it has rained recently.
- Knock on a neighboring gate and ask about noise, pets, flooding, or other issues common in the area.
- Ask what heating system is in place (own boiler, wood, gas) and request the last winter month's bills.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.