San Francisco

1240 46th Avenue, San Francisco

Row house

technical data · neighborhood and transit

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Quick answers

Does 1240 46th Avenue have open permits or code violations?
San Francisco Department of Building Inspection lists 41 permits, 12 not closed, and 6 violations, 6 open.
What is the 2026 conforming loan limit in San Francisco County?
$1,249,125 for a single-unit home, per FHFA. Larger loans are jumbo loans.
Is radon a problem here?
EPA radon zone 2, moderate potential.
What natural disasters is 1240 46th Avenue at risk for?
FEMA's National Risk Index rates the area relatively moderate overall, with elevated earthquake risk.

Permits and code violations

12 permits not closed out. Unfinished permits pass to the next owner. 6 open violations.

  1. Otc alterations permit Apr 2026Filed

    Lower the concrete slab approx 1 ft to achieve 8 ft ceiling height on the ground floor. replace the existing concrete foundation in kind and add a full bathroom on the ground floor. replace the concrete slab in the driveway and add trench drain in front of the garage door

  2. Otc alterations permit Aug 2023Issued

    Reroofing

  3. Otc alterations permit May 2022Complete

    In kind window replacement- (6) windows visible from the front. no structural alteration. windows will be fiberglass in the front of the house.

  4. Otc alterations permit Feb 2022Complete

    Building repainting. spot fixing siding at exterior around building. less than 50&

  5. Otc alterations permit Mar 2020Issued

    Street space

  6. Otc alterations permit Jan 2019Issued

    Per pa #9416709, add second address to block 1705, lot 033 as 1250a 46th ave.

  7. Otc alterations permit Aug 2018Complete

    Re-roofing

  8. Otc alterations permit Aug 2018Issued

    Replace 9 windows and 1 patio slider, size for size, to be alum cladded wood. 7 are visible from the street and will be single casement windows with no divisions. u-factor 0.30

  9. Otc alterations permit Jun 2018Issued

    Remove and replace siding due to water damage. wood siding.

  10. Otc alterations permit Nov 2013Complete

    Install 900 sq ft of hardiplank siding at front side.

  11. Otc alterations permit Aug 2012Complete

    Reroofing

  12. Otc alterations permit Aug 2012Complete

    Reroofing

San Francisco Department of Building Inspection

Safety and environment

FEMA natural hazard risk

Relatively Moderate

Highest for this area: earthquake. These drive insurance cost here.

FEMA National Risk Index, census tract

Leaking fuel tanks

1 within 1,650 ft

Nearest: Tosco/Unocal Station #0433, 1200 La Playa St. (1,000 ft), no further action. Every release here is closed by the state regulator.

EPA UST Finder, leaking underground storage tank releases

Radon potential

Moderate

Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.

EPA and USGS Geologic Radon Potential Map

Wildfire risk

Very Low

Wildfire risk is low enough that standard home insurance usually covers it.

FEMA National Risk Index

Nearest public schools

2,200 ft

Key (Francis Scott) Elementary (2,200 ft), Noriega Children Center (3,550 ft), Sunset Elementary (5,000 ft). Confirm the assigned school with the district.

U.S. Department of Education, NCES

Conforming loan limit 2026

$1,249,125

San Francisco County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.

FHFA Conforming Loan Limit Values, one-unit

Sunlight

How the sun hits 1240 46th Avenue, San Francisco

Building typeRow house

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Who lives and works in San Francisco

Venture capital, AI labs and the highest founder density in the country

San Francisco runs on company building. Engineering and product salaries set the price floor, offices cluster in SoMa and the Mission, and demand moves with funding cycles rather than with the school calendar.

$141,446
median household income
19.6%
residents aged 25 to 34
38%
households that own their home

What pays the bills

  • Software and AI
  • Venture capital
  • Biotech
  • Professional services
  • Tourism

Who anchors the economy

OpenAI · Salesforce · Stripe · UCSF · Y Combinator

The market is shaped around

  • Founders and engineers
  • Early career tech workers
  • People who move for a company
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Viewing recommendations

What's worth checking in person before deciding.

  • Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
  • This is a house, not an apartment. Check the lot boundaries, car access, and how water drains from the yard after rain, including whether the neighboring lot sits higher and could send water toward the property.
  • Semi-detached or row house: the shared wall matters. Listen from the room adjoining the neighbor's side and ask whether any structural work has been done there.
  • Schedule a viewing in the evening too, on a weekday, to see street traffic, streetlights, and how quiet the neighborhood is after 8 PM.
  • Ask what heating system is in place (own boiler, wood, gas) and request the last winter month's bills.
  • Check exactly where you'd park: a spot in the yard or garage, or street parking, and how crowded the street gets in the evening.
  • Check the sewer connection (public network or septic tank) and the water source (public network or well), including pressure and water quality.

Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.