1238 48th Avenue, San Francisco
technical data · neighborhood and transit
Quick answers
- Does 1238 48th Avenue have open permits or code violations?
- San Francisco Department of Building Inspection lists 36 permits, 16 not closed, and 35 violations.
- What is the 2026 conforming loan limit in San Francisco County?
- $1,249,125 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 1238 48th Avenue at risk for?
- FEMA's National Risk Index rates the area relatively moderate overall, with elevated earthquake risk.
Permits and code violations
16 permits not closed out. Unfinished permits pass to the next owner. No open violations.
- Otc alterations permit Sep 2025Complete
Unit#5: kitchen and one bathroom remodel, all appliances and tub, toilet, and sinks to remain in existing locations, replace (1) subpanel and breakers. kitchen and bathroom remodel in kind. kitchen approx. 90 sq ft. bathroom approx. 50 sq ft.
- Otc alterations permit Dec 2023Complete
Upgrade (e) fire alarm system to comply with sffc section 1103.7.6.7
- Otc alterations permit Oct 2023Complete
Re-roofing: remove and replace roofing material / existing roofing material (in-kind)
- Otc alterations permit Feb 2023Complete
Fire alarm system upgrade per sf fire code. install (12) horn/strobe. to verify existing sound levels in sleeping areas, complying with sffc section 1103.7.6.1
- Otc alterations permit Apr 2021Complete
Replace in kind some joists with dry- rot in the landings of the building central light (3x7)
- Otc alterations permit Dec 2019Complete
Rev to pa# 201811014711; changes to steel frame at grid line a
- Otc alterations permit Dec 2018Complete
Replace entirely damaged stairs in bldg lightwell.
- Otc alterations permit Nov 2018Complete
Comply w/ san francisco wood-frame seismic retrofit program ( soft story ), sfbc chapter 4d, per 2016 cebc appendix a-4
- Otc alterations permit Sep 2018Withdrawn
Comply with san francisco wood-frame seismic retrofit program(soft story), sfbc chapter 4d, per 2016 cebc appendix
- Otc alterations permit Feb 2018Issued
Reroofing
- Otc alterations permit Feb 2018Issued
Re-roofing
- Otc alterations permit Jul 2013Expired
Replace windows on 2nd & 3rd level facing street. vinyl windows. paint exterior . max u-factor 0.40
San Francisco Department of Building Inspection
Safety and environment
FEMA natural hazard risk
Relatively Moderate
Highest for this area: earthquake. These drive insurance cost here.
FEMA National Risk Index, census tract
Leaking fuel tanks
1 within 1,650 ft
Nearest: Tosco/Unocal Station #0433, 1200 La Playa St. (400 ft), no further action. Every release here is closed by the state regulator.
EPA UST Finder, leaking underground storage tank releases
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Wildfire risk
Very Low
Wildfire risk is low enough that standard home insurance usually covers it.
FEMA National Risk Index
Nearest public schools
2,500 ft
Key (Francis Scott) Elementary (2,500 ft), Noriega Children Center (3,650 ft), Sunset Elementary (5,200 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Conforming loan limit 2026
$1,249,125
San Francisco County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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Who lives and works in San Francisco
Venture capital, AI labs and the highest founder density in the country
San Francisco runs on company building. Engineering and product salaries set the price floor, offices cluster in SoMa and the Mission, and demand moves with funding cycles rather than with the school calendar.
- $141,446
- median household income
- 19.6%
- residents aged 25 to 34
- 38%
- households that own their home
What pays the bills
- Software and AI
- Venture capital
- Biotech
- Professional services
- Tourism
Who anchors the economy
OpenAI · Salesforce · Stripe · UCSF · Y Combinator
The market is shaped around
- Founders and engineers
- Early career tech workers
- People who move for a company
More on 48th Avenue
All addressesViewing recommendations
What's worth checking in person before deciding.
- This is a house, not an apartment. Check the lot boundaries, car access, and how water drains from the yard after rain, including whether the neighboring lot sits higher and could send water toward the property.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Semi-detached or row house: the shared wall matters. Listen from the room adjoining the neighbor's side and ask whether any structural work has been done there.
- Knock on a neighboring gate and ask about noise, pets, flooding, or other issues common in the area.
- Ask what heating system is in place (own boiler, wood, gas) and request the last winter month's bills.
- Check the roof, gutters, and downspouts for signs of leaks or recent repairs, especially if it has rained recently.
- Check exactly where you'd park: a spot in the yard or garage, or street parking, and how crowded the street gets in the evening.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.