San Francisco

1230 45th Avenue, San Francisco

technical data · neighborhood and transit

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Quick answers

Does 1230 45th Avenue have open permits or code violations?
San Francisco Department of Building Inspection lists 44 permits, 19 not closed, and 50 violations.
What is the 2026 conforming loan limit in San Francisco County?
$1,249,125 for a single-unit home, per FHFA. Larger loans are jumbo loans.
Is radon a problem here?
EPA radon zone 2, moderate potential.
What natural disasters is 1230 45th Avenue at risk for?
FEMA's National Risk Index rates the area relatively moderate overall, with elevated earthquake risk.

Permits and code violations

19 permits not closed out. Unfinished permits pass to the next owner. No open violations.

  1. Otc alterations permit May 2026Complete

    Reroofing no hot works

  2. Otc alterations permit Sep 2025Complete

    Unit 1; replace 3 windows in-kind (vinyl to vinyl) on the first floor of house above garage. no changes to size configuration.

  3. Otc alterations permit Jan 2025Complete

    Re roofing 25 squares, tear off and install shingles, 1 sq of torch down, hot work permit#: 126727.

  4. Otc alterations permit Jan 2025Issued

    Unit 1- partial bath remodel. tub to shower non structural. remove existing tub, convert drain from 1.5 to 2". remove and replace valve. install new waterproof acrylic shower pan and waterproof solid surface walls.

  5. Otc alterations permit Dec 2021Complete

    Remove & replace (1) window at side of house as a resulto of inspection. no change in window opening/size. per inspector. window must be casement.

  6. Additions alterations or repairs Mar 2021Complete

    This application is for an intermediate length occupancy(i.l.o). no work is to be performed, no proposed construction. this application is to register/legalize 1 unit in 4 unit residence to become an intermediate length occupancy(i.l.o) unit.

  7. Otc alterations permit Feb 2019Cancelled

    Replace siding on non-historic facade

  8. Otc alterations permit Aug 2017Complete

    Apt 2: replace 4 windows not visible to street. max u-factor 0.32 or better. no structural changes. retrofit vinyl.

  9. Otc alterations permit Jun 2017Complete

    To comply with complaint # 201767841, # 3 remove stairway, rise & run , width hand rails, repair less than 50%, #5 install gas appliance flue and vent cap, #6 install vent pipe (n) side, install vent pipes (e) sides # 8 repair/replace gas pipe

  10. Otc alterations permit Mar 2016Expired

    Unit #3: replace 1 vinyl(not visible) ufact less then .32 no size changed.

  11. Otc alterations permit Dec 2015Expired

    Apt#3 replace three retrofit vinyl windows . facing rear. no size change. like for like replacement.

  12. New construction wood frame Oct 2015Filed

    To erect a 3 stories of two family dwellings

San Francisco Department of Building Inspection

Safety and environment

FEMA natural hazard risk

Relatively Moderate

Highest for this area: earthquake. These drive insurance cost here.

FEMA National Risk Index, census tract

Leaking fuel tanks

1 within 1,650 ft

Nearest: Tosco/Unocal Station #0433, 1200 La Playa St. (1,300 ft), no further action. Every release here is closed by the state regulator.

EPA UST Finder, leaking underground storage tank releases

Radon potential

Moderate

Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.

EPA and USGS Geologic Radon Potential Map

Wildfire risk

Very Low

Wildfire risk is low enough that standard home insurance usually covers it.

FEMA National Risk Index

Nearest public schools

2,150 ft

Key (Francis Scott) Elementary (2,150 ft), Noriega Children Center (3,550 ft), Lawton Alternative (4,900 ft). Confirm the assigned school with the district.

U.S. Department of Education, NCES

Conforming loan limit 2026

$1,249,125

San Francisco County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.

FHFA Conforming Loan Limit Values, one-unit

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Who lives and works in San Francisco

Venture capital, AI labs and the highest founder density in the country

San Francisco runs on company building. Engineering and product salaries set the price floor, offices cluster in SoMa and the Mission, and demand moves with funding cycles rather than with the school calendar.

$141,446
median household income
19.6%
residents aged 25 to 34
38%
households that own their home

What pays the bills

  • Software and AI
  • Venture capital
  • Biotech
  • Professional services
  • Tourism

Who anchors the economy

OpenAI · Salesforce · Stripe · UCSF · Y Combinator

The market is shaped around

  • Founders and engineers
  • Early career tech workers
  • People who move for a company
Read the San Francisco city report →

More on 45th Avenue

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Viewing recommendations

What's worth checking in person before deciding.

  • Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
  • Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
  • Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
  • Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
  • Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
  • Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.

Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.

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