3740 Main Street, Philadelphia
technical data · neighborhood and transit
Quick answers
- Is 3740 Main Street in a flood zone?
- No. FEMA maps it in Zone X, outside the high-risk flood area. Flood insurance is optional.
- Does 3740 Main Street have open permits or code violations?
- Philadelphia Department of Licenses and Inspections lists 26 permits, 8 not closed, and 17 violations.
- What is the 2026 conforming loan limit in Philadelphia County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 1, the highest potential. Test for radon before you buy.
- What natural disasters is 3740 Main Street at risk for?
- FEMA's National Risk Index rates the area relatively low overall, with elevated heat wave risk.
Permits and code violations
8 permits not closed out. Unfinished permits pass to the next owner. No open violations.
- Zoning permit Jun 2026Issued
Retail sales - food, beverages, and groceries - farmer's market
- General permit Feb 2023Expired
For the defacement of two (2) existing signs, one (1) existing wall mounted sign and one (1) freestanding sign with two sides, for a total of three (3) side replacements with a new vinyl facing, size and location as per attached documents.
- Electrical permit Dec 2022Completed
Electrical permit for combo cp-2022-005119 amendment: for removal/relocation of interior lighting, addition of additional outlets, wiring of heat pump .all work is to be done according to approved drawings-2017 nec.
- Plumbing permit Dec 2022Completed
Plumbing permit (interior) for combo cp-2022-005119 to amend the issued permit plans as per the attached documents, including (but not limited to) updating of exterior hose bibbs.
- Mechanical / fuel gas permit Nov 2022Completed
Mechanical / fuel gas permit for combo cp-2022-005119
- Commercial building permit Nov 2022Completed
For level 2 alterations to existing restaurant space in strip center as per plans. amendment (2/1/2023) for changes as per revised plans.
- Commercial building permit Jan 2021Expired
Erection of a steel truss pergola between the existing detached structures on the site.
- Electrical permit Apr 2020Expired
Install silent knight fire alarm system system with 1 fire oanel, 2 duct detectors, 15 smoke/or heat detectors, 3 pull stations, and 9 horn/strobes per '16 nfpa72 (north dist)
- Plumbing permit Feb 2020Expired
Install 4 toilets and 4 lavs for future restaurant. this is just for the property owner. all restaurant work to be by another contractor under separate permits per 2018 phila plumbing code
- Electrical permit Feb 2020Issued
Wire new fitout including: 1 new 400 amo 3 phase disconnect and panel, 12 exit/em packs, 55 light boxes, 10 switches, 1-100amp rtu wiring, 30 receptacles, 1-40amp rtu wiring, 4 insta hots, and 1 sign jb per 2017 nec (north dist) **no fire alarm on this permit** **separate fire permit req'd for fire alarm work **
- Mechanical / fuel gas permit Jan 2020Expired
Mechanical work to include new roof top unit, ductwork, and registers/diffusers as per approved plans. separate permit required for any electrical and plumbing work.
- Commercial building permit Jan 2020Expired
No change in use and occupancy classification. interior alterations to include new staircase, new bathrooms and all other work as per approved plans. separate permit required for any mep work.
Philadelphia Department of Licenses and Inspections
Safety and environment
FEMA natural hazard risk
Relatively Low
Highest for this area: heat wave. These drive insurance cost here.
FEMA National Risk Index, census tract
FEMA flood zone
Zone X
Moderate flood hazard: a 0.2% annual chance. Flood insurance is optional and usually cheaper here.
FEMA National Flood Hazard Layer (FIRM)
Toxic release facility
4,100 ft
Richardsapex Inc. Reports chemical releases to air, water or land to EPA each year.
EPA Toxics Release Inventory
Radon potential
High
Average indoor levels here can exceed 4 pCi/L, EPA's action level. A $15 test kit settles it before you buy.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
2,850 ft
Cook-Wissahickon Sch (2,850 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Conforming loan limit 2026
$832,750
Philadelphia County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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More on Main Street
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What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- The building has commercial space on the ground floor. Ask about their hours, check where the ventilation or refrigeration units are, and what time deliveries happen in the morning.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.