120 Main Street, Philadelphia
technical data · neighborhood and transit
Quick answers
- Is 120 Main Street in a flood zone?
- No. FEMA maps it in Zone X, outside the high-risk flood area. Flood insurance is optional.
- Does 120 Main Street have open permits or code violations?
- Philadelphia Department of Licenses and Inspections lists 16 permits, 2 not closed, and 7 violations.
- What is the 2026 conforming loan limit in Philadelphia County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 1, the highest potential. Test for radon before you buy.
- What natural disasters is 120 Main Street at risk for?
- FEMA's National Risk Index rates the area relatively low overall, with elevated heat wave risk.
Permits and code violations
2 permits not closed out. Unfinished permits pass to the next owner. No open violations.
- Commercial building permit Sep 2025Completed
**make safe permit** for replacement of roof joist to be repocketed, roof repair, and window repairs to comply with violation case #cf-2025-068270. not to exceed scope of work noted in engineer's report and shown on approved plans. separate permits required for any additional alterations that are not specifically addressed on the violations. in accordance with code bulletin pm-1801, a pa professional engineer is required to monitor repairs made under this permit. the engineer must submit a sealed statement to the department confirming that the structure is in sound condition at completion.
- Administrative permit Apr 2018Completed
Amend addition permit no. 713202 to include two (2) new exterior stairways to provide access from pedestrian bridge to upper and lower exterior terrace areas as per approved plans.
- Plumbing permit Jul 2017Completed
New construction: exterior plumbing; three storm sewer connections 2-10" and 14" one 8" sanitary sewer connection - the installation will comply with the philadephia plubming code 2004
- Suppression permit Mar 2017Completed
For the installation of a six (6) inch fire service line with backflow preventor for the installation of fire suppression system per nfpa 13/nfpa 13r and manual wet standpipes per nfpa 14. separate permit required for any plumbing work.
- Mechanical permit Feb 2017Completed
For the installation of registers, diffusers and appliances with associated ductwork throughouth building 1, 2, 3. appliances to be installed in accordance with manufacturer's specifications. all work to be done per approved plans. if field conditions vary contact design engineer prior to the start of any work. separate permits required for all other work.
- Electrical permit Jan 2017Completed
All 2000amp new electrical, distribution devices and fixtures in a renovated existing structure per 2008 nec (apts bldg)install fire alarm per nfpa 72
- Plumbing permit Jan 2017Completed
Alterations: interior plumbing; multi-family dwelling [fifty (50); roof deck - the installation will comply with the philadephia plubming code 2004
- Addition permit Dec 2016Completed
Level iii alterations with complete change of occupancy and additions to create a multi-family dwelling [fifty (50) total units] with accessory open parking garage at the ground level as per approved plans. building to be fully sprinklered. building nationally historic registered. **separate permits required for mep & fire suppression work**
- Zoning admin review Nov 2016Completed
Zoning admin. review of ap#416482 cal no. 19794 for reconfiguration of forty five (45) accessory exterior/interior parking spaces to include three (3) handicap accessible, ten (10) compacts space, and thirty (32) regular spaces; document the elimination of previously approved addition; no change to previously approved 15 class 1a bicycle parking spaces, relocation of addition (link bridge); and retention of existing elevator shaft; for continued use a multi-family household living. size and location as shown on application/plan.
- Demolition permit Aug 2016Completed
For the partial demolition of an existing attached (one (1) story portion, two (2) story portion and connection bridge), demolished by hand, mechanical demolition permitted only for removal of below grade foundation. * asbestos remediation required prior to demolition. * safety zone = ±15 ft (all within property lines) * 21 day posting and notice required prior to start of work (from permit issuance date) * newly exposed exterior wall to be treated. * separate streets department permit require for closure of right of way.
- Demolition permit May 2016Completed
Ez interior demolition - for the interior demolition of non load-bearing partition walls and ceilings as per attached standard. deviations from this standard will result in permit revocation and require submission of construction plans.
- Zoning admin review Dec 2014Completed
Administrative review of permit #471160 (zba calendar no. 19794) to increase the total number of dwelling units from (45) dwelling units to (50) dwelling units. no changes to height/area of structure or parking.
Philadelphia Department of Licenses and Inspections
Safety and environment
FEMA natural hazard risk
Relatively Low
Highest for this area: heat wave. These drive insurance cost here.
FEMA National Risk Index, census tract
FEMA flood zone
Zone X
Moderate flood hazard: a 0.2% annual chance. Flood insurance is optional and usually cheaper here.
FEMA National Flood Hazard Layer (FIRM)
Toxic release facility
3,650 ft
Richardsapex Inc. Reports chemical releases to air, water or land to EPA each year.
EPA Toxics Release Inventory
Radon potential
High
Average indoor levels here can exceed 4 pCi/L, EPA's action level. A $15 test kit settles it before you buy.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
2,600 ft
Cook-Wissahickon Sch (2,600 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Conforming loan limit 2026
$832,750
Philadelphia County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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More on Main Street
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.