Chicago

444 East North Water Street, Chicago

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Quick answers

Does 444 East North Water Street have open permits or code violations?
Chicago Department of Buildings lists 22 permits, 14 not closed, and 0 violations.
What is the 2026 conforming loan limit in Cook County?
$832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
Is radon a problem here?
EPA radon zone 2, moderate potential.
What natural disasters is 444 East North Water Street at risk for?
FEMA's National Risk Index rates the area relatively high overall, with elevated tornado and heat wave risk.

Permits and code violations

14 permits not closed out. Unfinished permits pass to the next owner.

  1. Permit - renovation/alteration Nov 2026Active

    Self cert: self cert: 45 floor small sauna build-out, no change to exiting, constr type: i a.

  2. Permit – express permit program May 2026Active

    Temporary scaffolding: qty: 1, max. length: 68 ft., max. height: 42 ft. location: west elevation scaffold. permit expiration date: 365 days from permit issued date

  3. Permit – express permit program Sep 2025Suspended

    Fire alarm: new system. associated building permit:101041565. affects: 635 dwelling units; 1 non-residential units. high-rise building: yes. voice communication: yes. special locking: yes. monitoring type: supervising station . specific location: new residential building.

  4. Permit - new construction Jun 2025Active

    Dds 2019 cbc: revision to full building permit 101041565. revisions include removal of pool on level 45 and other revision of proposed amenity spaces to white box (interior buildout to be under future permit). updates to associated mep scope. (occ groups: r-2, s-2, a-2, a-3, b; const type i-a) consultant reviewer: globetrotters engineering

  5. Permit - new construction Mar 2025Complete

    Phase ii tie-in permit for liebherr 420 ec-h 16 tower crane

  6. Permit - new construction Mar 2025Active

    Dds 2019 cbc: revision to permits 100960347 and 101019092. revisions include revision of select caissons from belled to t.o. rock due to conditions encountered on site, revision to location of proposed ers, revision to basement structural design. additional structural updates per plans. (occ groups r-2, s-2, a-2, a-3, b; const type i-a) consultant reviewer: globetrotters engineering

  7. Permit - new construction Jan 2025Complete

    Revised south hoist permit #101053693 for the installation and operation of a dual car us10000 hoist tower with 10,000 lbs. car capacity, as per plans.

  8. Permit - new construction Jan 2025Complete

    Revised northwest hoist permit #101053690 for the installation and operation of a dual car us10000 hoist tower with 10,000 lbs. car capacity, as per plans.

  9. Permit - new construction Nov 2024Expired

    South hoist permit for a dual car us10000 hoist tower with 10,000 lbs. car capacity, as per plans.

  10. Permit - new construction Nov 2024Expired

    Northwest hoist permit for the installation and operation of dual car us10000 hoist tower with 10,000 lbs. capacity per car.

  11. Permit - new construction Aug 2024Active

    Dds 2019 cbc: full building permit for new construction of a 72-story high rise residential building. [635 d.u.] includes proposed ers. prior permit for caissons only under 100960347. prior permit for substructure and ers under 101019092. (occ groups: r-2, s-2, a-2, a-3, b; const type i-a) consultant reviewer: globetrotters engineering

  12. Permit - new construction May 2024Phased permitting

    Dds 2019 cbc: construction of new cast in place concrete off ramp extension from southbound intermediate lake shore drive bearing on proposed caissons and structure of below grade parking levels. substructure permitted under 101019092. caissons only permitted under 100960347. (const type: i-a; occ group: u) consultant reviewer: globetrotters engineering

Chicago Department of Buildings

Safety and environment

FEMA natural hazard risk

Relatively High

Highest for this area: tornado, heat wave, cold wave, winter weather. These drive insurance cost here.

FEMA National Risk Index, census tract

Leaking fuel tanks

7 within 1,650 ft

Nearest: Days Inn Hotel At Chicago, Former, 644 North Lake Shore Drive (1,550 ft), open. 2 still open. Ask whether groundwater or soil vapor testing was done.

EPA UST Finder, leaking underground storage tank releases

Brownfield site

1,450 ft

Chicago Hometown Award Boathouse Project and 1 more within half a mile. Former industrial land in EPA's cleanup and reuse program.

EPA ACRES Brownfields

Radon potential

Moderate

Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.

EPA and USGS Geologic Radon Potential Map

Nearest public schools

4,050 ft

YCCS-Innovations of Arts Integr (4,050 ft), Noble St Chtr-Muchin College Prep (4,100 ft), Intrinsic 2 Charter High School (5,200 ft). Confirm the assigned school with the district.

U.S. Department of Education, NCES

Conforming loan limit 2026

$832,750

Cook County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.

FHFA Conforming Loan Limit Values, one-unit

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Who lives and works in Chicago

Trading floors, logistics and the deepest architecture stock in America

Chicago carries a full corporate economy at a price the coasts do not match. Neighborhoods are distinct and walkable, two and three flats are everywhere, and the Loop still sets the commute for finance, law and consulting.

$71,673
median household income
18.9%
residents aged 25 to 34
45%
households that own their home

What pays the bills

  • Finance and trading
  • Logistics and rail
  • Law and consulting
  • Healthcare
  • Manufacturing

Who anchors the economy

CME Group · Boeing suppliers · University of Chicago · Northwestern Medicine · United Airlines

The market is shaped around

  • Young professionals
  • Families buying space
  • Two and three flat owners
Read the Chicago city report →

More on East North Water Street

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Viewing recommendations

What's worth checking in person before deciding.

  • Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
  • Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
  • Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
  • Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
  • Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
  • Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.

Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.

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