442 East North Water Street, Chicago
technical data · neighborhood and transit
Quick answers
- Does 442 East North Water Street have open permits or code violations?
- Chicago Department of Buildings lists 2 permits, 2 not closed, and 0 violations.
- What is the 2026 conforming loan limit in Cook County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 442 East North Water Street at risk for?
- FEMA's National Risk Index rates the area relatively high overall, with elevated tornado and heat wave risk.
Permits and code violations
2 permits not closed out. Unfinished permits pass to the next owner.
- Permit - renovation/alteration Dec 2020Expired
2019 cbc -- re-roof, remove and replace roof decks to building #8 456a-456h units of east water place per plans
- Permit - easy permit process Jan 2007
Erect a temporary six foot high chain link fence with mesh for construction along west and south property line, aprox. 304 linear feet long.
Chicago Department of Buildings
Safety and environment
FEMA natural hazard risk
Relatively High
Highest for this area: tornado, heat wave, cold wave, winter weather. These drive insurance cost here.
FEMA National Risk Index, census tract
Leaking fuel tanks
7 within 1,650 ft
Nearest: Days Inn Hotel At Chicago, Former, 644 North Lake Shore Drive (1,550 ft), open. 2 still open. Ask whether groundwater or soil vapor testing was done.
EPA UST Finder, leaking underground storage tank releases
Brownfield site
1,450 ft
Chicago Hometown Award Boathouse Project and 1 more within half a mile. Former industrial land in EPA's cleanup and reuse program.
EPA ACRES Brownfields
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
4,050 ft
YCCS-Innovations of Arts Integr (4,050 ft), Noble St Chtr-Muchin College Prep (4,100 ft), Intrinsic 2 Charter High School (5,200 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Conforming loan limit 2026
$832,750
Cook County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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Who lives and works in Chicago
Trading floors, logistics and the deepest architecture stock in America
Chicago carries a full corporate economy at a price the coasts do not match. Neighborhoods are distinct and walkable, two and three flats are everywhere, and the Loop still sets the commute for finance, law and consulting.
- $71,673
- median household income
- 18.9%
- residents aged 25 to 34
- 45%
- households that own their home
What pays the bills
- Finance and trading
- Logistics and rail
- Law and consulting
- Healthcare
- Manufacturing
Who anchors the economy
CME Group · Boeing suppliers · University of Chicago · Northwestern Medicine · United Airlines
The market is shaped around
- Young professionals
- Families buying space
- Two and three flat owners
More on East North Water Street
All addressesViewing recommendations
What's worth checking in person before deciding.
- This is a house, not an apartment. Check the lot boundaries, car access, and how water drains from the yard after rain, including whether the neighboring lot sits higher and could send water toward the property.
- Semi-detached or row house: the shared wall matters. Listen from the room adjoining the neighbor's side and ask whether any structural work has been done there.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Knock on a neighboring gate and ask about noise, pets, flooding, or other issues common in the area.
- Check the sewer connection (public network or septic tank) and the water source (public network or well), including pressure and water quality.
- Ask to see the construction documents (permit, sign-off) and check for visible cracks on the facade or in the attic/basement.
- Check the roof, gutters, and downspouts for signs of leaks or recent repairs, especially if it has rained recently.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.