1016 North Dearborn Street, Chicago
technical data · neighborhood and transit
Quick answers
- Does 1016 North Dearborn Street have open permits or code violations?
- Chicago Department of Buildings lists 13 permits, 9 not closed, and 34 violations, 16 open.
- What is the 2026 conforming loan limit in Cook County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 1016 North Dearborn Street at risk for?
- FEMA's National Risk Index rates the area relatively high overall, with elevated tornado and inland flooding risk.
Permits and code violations
9 permits not closed out. Unfinished permits pass to the next owner. 16 open violations.
- Permit – express permit program Apr 2026Active
Tuckpointing and unit masonry repair / replacement: 24 sq. ft., lintel qty. 0, max. length 0. location: front facade.
- Permit – express permit program Nov 2025Active
Scope: roof recover. area: 8500 sq. ft. roof covering: other. location: roofing. il roofing contractor license: 104019644.
- Permit – express permit program Aug 2020Complete
**electrical only permit**repairs and replacement of the existing 800a switchboard
- Permit - easy permit process Apr 2019
Replace roof(complete tear off)only.- (no structural work)- all work same as existing; subject to field inspections
- Permit - easy permit process Feb 2018
Masonry repair, tuckpoint, plastering, flashing, repair roof including repairing two roof leaks -(no structural work)- all work same as existing; subject to field inspections
- Permit - scaffolding Feb 2018
Erect 1 scaffold from 3/19/2018 to 3/19/2019
- Permit - signs Dec 2017
North elevation: 9'-11" x 9'-11" non-illuminated sign "music theatre - porchlight"
- Permit - renovation/alteration May 2017Complete
Replacing windows on front façade, aluminum clad/wood interior. replacing entrance doors and framing with new storefront doors. replacing vestibule doors and framing with new storefront doors. remodeling the first floor entrance and lobby (remove carpet, new polished concrete floor, new lighting, remove non-historic wood paneling, remove non-historic dropped ceiling). altering existing office entry partitions to accommodate new office entrance layout. existing and proposed use is class c assembly.
- Permit – express permit program Jun 2013Complete
Ruth page foundation 131-26766-02 low voltage electrical permit for low voltage alarm system
- Permit - renovation/alteration Nov 2012Complete
Install exhaust fans in main theater (n. wall).replace existing theater entry/exit doors and frames w/ fire-rated assemblies.remove combustible wall facing & trim in main theater - install type 'x' drywall & paint.rebuild 3 exit stairs from stage in main theater. with new upgrades to existing non-required accessory parking lot to serve the existing non-conforming dance school/ theatre as per plans.
- Permit - easy permit process Apr 2011
Replace membrane on a pitch roof & install metal flashing
- Permit - easy permit process Sep 2010
Grinding and tuckpointing: front of the building 2500 sqf, top wall south -west corner 200 sqf, top of the building 100 sqf, bottonm of the building 150 sqf. no structural work. all the works the same as existing.
Chicago Department of Buildings
Safety and environment
FEMA natural hazard risk
Relatively High
Highest for this area: tornado, inland flooding, heat wave, cold wave. These drive insurance cost here.
FEMA National Risk Index, census tract
Leaking fuel tanks
14 within 1,650 ft
Nearest: Loeber Motors, 1111 North Clark St. (400 ft), open. 7 still open. Ask whether groundwater or soil vapor testing was done.
EPA UST Finder, leaking underground storage tank releases
Toxic release facility
2,550 ft
Oscar Mayer Foods Corp Chicago Plant and 3 more within a mile. Reports chemical releases to air, water or land to EPA each year.
EPA Toxics Release Inventory
Historic listing nearby
50 ft
Waller, William, House and 1 more listings close by. Exterior changes can need preservation review; listed buildings can qualify for rehabilitation tax credits.
National Park Service, National Register
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Wildfire risk
Very Low
Wildfire risk is low enough that standard home insurance usually covers it.
FEMA National Risk Index
Nearest public schools
500 ft
Ogden Elem School (500 ft), Salazar Elem Bilingual Center (1,000 ft), Payton College Preparatory HS (1,350 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Sinkhole-prone ground
Limestone karst
The bedrock here (dolostone (dolomite), Silurian) can dissolve and open sinkholes. Ask for a geotechnical report and check whether sinkhole coverage is in the insurance policy.
USGS Karst in the United States (OFR 2014-1156)
Conforming loan limit 2026
$832,750
Cook County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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Who lives and works in Chicago
Trading floors, logistics and the deepest architecture stock in America
Chicago carries a full corporate economy at a price the coasts do not match. Neighborhoods are distinct and walkable, two and three flats are everywhere, and the Loop still sets the commute for finance, law and consulting.
- $71,673
- median household income
- 18.9%
- residents aged 25 to 34
- 45%
- households that own their home
What pays the bills
- Finance and trading
- Logistics and rail
- Law and consulting
- Healthcare
- Manufacturing
Who anchors the economy
CME Group · Boeing suppliers · University of Chicago · Northwestern Medicine · United Airlines
The market is shaped around
- Young professionals
- Families buying space
- Two and three flat owners
More on North Dearborn Street
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.
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