2 Wharf Street Southwest, Washington
Estimated number, map position is approximatetechnical data · neighborhood and transit
Quick answers
- Is 2 Wharf Street Southwest in a flood zone?
- Yes. FEMA maps it in Zone AE, a high-risk flood area. Federally backed lenders require flood insurance.
- Does 2 Wharf Street Southwest have open permits or code violations?
- DC Department of Buildings lists 5 permits, 5 not closed, and 0 violations.
- What is the 2026 conforming loan limit in District of Columbia?
- $1,249,125 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 2 Wharf Street Southwest at risk for?
- FEMA's National Risk Index rates the area relatively high overall, with elevated earthquake and hurricane risk.
Permits and code violations
5 permits not closed out. Unfinished permits pass to the next owner.
- Home occupation May 2026Permit issued
Home office - operational services and consulting
- Home occupation Jan 2026Permit issued
Home office general business
- Home occupation Oct 2025Payment pending
Cottage food
- Home occupation Jun 2025Permit issued
Home office -- consulting and off-site instruction
- Home occupation Oct 2022Permit issued
Home office - cybersecurity consulting
DC Department of Buildings
Safety and environment
FEMA natural hazard risk
Relatively High
Highest for this area: earthquake, hurricane, tornado, coastal flooding, inland flooding, strong wind, hail, heat wave. These drive insurance cost here.
FEMA National Risk Index, census tract
FEMA flood zone
Zone AE
Special Flood Hazard Area: a 1% or higher chance of flooding each year. Lenders backed by federal programs require flood insurance here. Ask for the elevation certificate and an insurance quote before you commit.
FEMA National Flood Hazard Layer (FIRM)
Superfund site
2.1 mi
Washington Navy Yard (NPL Site). Check groundwater and vapor reports on the EPA site page.
EPA National Priorities List
Leaking fuel tanks
9 within 1,650 ft
Nearest: Unknown, 1015 9th St (350 ft), no further action. Every release here is closed by the state regulator.
EPA UST Finder, leaking underground storage tank releases
Toxic release facility
2,650 ft
Us Department Of The Treasury Bureau Of Engraving Printing. Reports chemical releases to air, water or land to EPA each year.
EPA Toxics Release Inventory
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
1,000 ft
Jefferson MS Academy (1,000 ft), Amidon-Bowen ES (2,400 ft), Washington Global PCS (2,450 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Major airport
2.0 mi
Reagan National (DCA). Homes this close can sit inside the 65 dB DNL noise contour. Visit at peak hours and check the airport's noise map.
FAA large-hub airports
Conforming loan limit 2026
$1,249,125
District of Columbia. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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More on Wharf Street Southwest
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What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.
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