53 13th Street, Union City
technical data · neighborhood and transit
Quick answers
- What is the 2026 conforming loan limit in Hudson County?
- $1,209,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 3, low potential.
- What natural disasters is 53 13th Street at risk for?
- FEMA's National Risk Index rates the area very low overall.
NYC records
LoadingTax lot
Nearest subway
Housing violations
311 calls on this block
Safety and environment
FEMA natural hazard risk
Very Low
No single natural hazard ranks high for this area.
FEMA National Risk Index, census tract
Superfund site
1.0 mi
Grand Street Mercury (Deleted NPL Site). Check groundwater and vapor reports on the EPA site page.
EPA National Priorities List
Leaking fuel tanks
13 within 1,650 ft
Nearest: Martin Service Ctr Corp, 417 12th St (600 ft), open. 4 still open. Ask whether groundwater or soil vapor testing was done.
EPA UST Finder, leaking underground storage tank releases
Radon potential
Low
Geology here keeps indoor radon low on average.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
650 ft
Veterans' Memorial Elementary School (650 ft), Colin Powell Elementary School (1,150 ft), Sara M. Gilmore Academy (1,550 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Major airport
8.3 mi
Newark Liberty (EWR). Aircraft may be audible under approach paths.
FAA large-hub airports
Conforming loan limit 2026
$1,209,750
Hudson County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
Property tax after you buy
$7,000 a year
About $583 a month at New York's 1.40% median effective rate.
In New York City, small homes are capped at 6% a year (20% over five years), and the cap stays with the property through a sale.
Rough estimate. U.S. Census ACS median effective rates. Your county assessor sets the final bill.
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Loan calculator for this address
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More on 13th Street
All addressesViewing recommendations
What's worth checking in person before deciding.
- This is a house, not an apartment. Check the lot boundaries, car access, and how water drains from the yard after rain, including whether the neighboring lot sits higher and could send water toward the property.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Check the sewer connection (public network or septic tank) and the water source (public network or well), including pressure and water quality.
- Ask what heating system is in place (own boiler, wood, gas) and request the last winter month's bills.
- Ask to see the construction documents (permit, sign-off) and check for visible cracks on the facade or in the attic/basement.
- Schedule a viewing in the evening too, on a weekday, to see street traffic, streetlights, and how quiet the neighborhood is after 8 PM.
- Knock on a neighboring gate and ask about noise, pets, flooding, or other issues common in the area.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.