11 Harper Street, Tampa
technical data · neighborhood and transit
Quick answers
- Is 11 Harper Street in a flood zone?
- Yes. FEMA maps it in Zone AE, a high-risk flood area with a base flood elevation of 11 ft. Federally backed lenders require flood insurance.
- What is the 2026 conforming loan limit in Hillsborough County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 3, low potential.
- What natural disasters is 11 Harper Street at risk for?
- FEMA's National Risk Index rates the area relatively moderate overall, with elevated hurricane and tornado risk.
Safety and environment
FEMA natural hazard risk
Relatively Moderate
Highest for this area: hurricane, tornado, coastal flooding. These drive insurance cost here.
FEMA National Risk Index, census tract
FEMA flood zone
Zone AE
Special Flood Hazard Area: a 1% or higher chance of flooding each year. Base flood elevation 11 ft. Lenders backed by federal programs require flood insurance here. Ask for the elevation certificate and an insurance quote before you commit.
FEMA National Flood Hazard Layer (FIRM)
Superfund site
2.7 mi
Raleigh Street Dump (NPL Site). Check groundwater and vapor reports on the EPA site page.
EPA National Priorities List
Leaking fuel tanks
4 within 1,650 ft
Nearest: Convenience Center, 301 S 22nd St (100 ft), open. 4 still open. Ask whether groundwater or soil vapor testing was done.
EPA UST Finder, leaking underground storage tank releases
Brownfield site
1,550 ft
Gulf Marine Repair. Former industrial land in EPA's cleanup and reuse program.
EPA ACRES Brownfields
Toxic release facility
800 ft
Mplx Terminals Llc Tampa Fl Terminal and 10 more within a mile. Reports chemical releases to air, water or land to EPA each year.
EPA Toxics Release Inventory
Radon potential
Low
Geology here keeps indoor radon low on average.
EPA and USGS Geologic Radon Potential Map
Wildfire risk
Very Low
Wildfire risk is low enough that standard home insurance usually covers it.
FEMA National Risk Index
Nearest public schools
1,900 ft
DESOTO ELEMENTARY SCHOOL (1,900 ft), SHORE ELEMENTARY MAGNET SCHOOL (3,500 ft), AMI KIDS TAMPA (4,600 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Major airport
6.3 mi
Tampa International (TPA). Aircraft may be audible under approach paths.
FAA large-hub airports
Sinkhole-prone ground
Limestone karst
The bedrock here (limestone, Hawthorn Group, Arcadia Formation, Tampa Member) can dissolve and open sinkholes. Ask for a geotechnical report and check whether sinkhole coverage is in the insurance policy.
USGS Karst in the United States (OFR 2014-1156)
Conforming loan limit 2026
$832,750
Hillsborough County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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More on Harper Street
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What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- This is a house, not an apartment. Check the lot boundaries, car access, and how water drains from the yard after rain, including whether the neighboring lot sits higher and could send water toward the property.
- Check the sewer connection (public network or septic tank) and the water source (public network or well), including pressure and water quality.
- Check exactly where you'd park: a spot in the yard or garage, or street parking, and how crowded the street gets in the evening.
- Check the condition of the fence, yard, and sidewalk out front: who is responsible for upkeep, and whether there are any boundary disputes with neighbors.
- Schedule a viewing in the evening too, on a weekday, to see street traffic, streetlights, and how quiet the neighborhood is after 8 PM.
- Check the roof, gutters, and downspouts for signs of leaks or recent repairs, especially if it has rained recently.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.