28 Cowen Place, Staten Island
technical data · neighborhood and transit
Quick answers
- Who owns 28 Cowen Place?
- MORALES, RUTH M is the owner of record, per NYC Department of Finance (BBL 5012520009).
- What is the assessed value of 28 Cowen Place?
- $38,820, set by the NYC Department of Finance.
- What is the 2026 conforming loan limit in Richmond County?
- $1,209,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 3, low potential.
- What natural disasters is 28 Cowen Place at risk for?
- FEMA's National Risk Index rates the area relatively low overall, with elevated heat wave risk.
Property records
Owner of record
Morales, Ruth MTax assessment
$38,820 · class B9
Sourced directly from official city and county records. BBL 5012520009
NYC records
Single or two family houseTenant and buyer signals
Hurricane zone
Evacuation zone 2
Among the first areas told to leave before a storm surge. Ask about basement and ground floor flooding.
Alcohol licenses
None within 200 ft
No active on-premises liquor license on file with the NY State Liquor Authority.
Sources: NYC PLUTO, NYC Emergency Management, NY State Liquor Authority, OpenStreetMap. Rent status is an estimate from the building profile.
Tax lot 5012520009
- Built
- 2003
- Floors
- 2
- Homes
- 2
- Zoning
- R3X
- Floor area
- 1,344 sq ft
- Lot
- 2,350 sq ft
- Tax assessment
- $39K
Housing violations (HPD)
No open violations on this lot.
Heat and hot water, 2 years
No heat or hot water complaints filed.
Residential evictions, 5 years
No marshal evictions executed.
Building permits, 3 years
1
- Solar · Sep 2024
311 calls within 260 ft, 12 months
54
- UNSANITARY CONDITION · 7
- Blocked Driveway · 6
- Missed Collection · 5
Safety and environment
FEMA natural hazard risk
Relatively Low
Highest for this area: heat wave. These drive insurance cost here.
FEMA National Risk Index, census tract
Superfund site
1.6 mi
Chemical Control (NPL Site). Check groundwater and vapor reports on the EPA site page.
EPA National Priorities List
Leaking fuel tanks
1 within 1,650 ft
Nearest: A & A Landfill , 278-280 South Avenue (1,650 ft), no further action. Every release here is closed by the state regulator.
EPA UST Finder, leaking underground storage tank releases
Brownfield site
2,600 ft
Mariners Marsh. Former industrial land in EPA's cleanup and reuse program.
EPA ACRES Brownfields
Toxic release facility
4,400 ft
Procter Gamble Mfg Co. Reports chemical releases to air, water or land to EPA each year.
EPA Toxics Release Inventory
Radon potential
Low
Geology here keeps indoor radon low on average.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
2,950 ft
PS 44 THOMAS C BROWN (2,950 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Major airport
3.8 mi
Newark Liberty (EWR). Homes this close can sit inside the 65 dB DNL noise contour. Visit at peak hours and check the airport's noise map.
FAA large-hub airports
Conforming loan limit 2026
$1,209,750
Richmond County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
Property tax after you buy
$7,000 a year
About $583 a month at New York's 1.40% median effective rate.
In New York City, small homes are capped at 6% a year (20% over five years), and the cap stays with the property through a sale.
Rough estimate. U.S. Census ACS median effective rates. Your county assessor sets the final bill.
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Who lives and works in Staten Island
A homeowner borough built around families and commuting
Staten Island looks and works like a suburb inside the city. Most households own their home, most have a car, and the rhythm follows school runs and the ferry. Lots are wide, streets are quiet and blocks are built out of single family and semi-detached houses.
- $96,185
- median household income
- 13.1%
- residents aged 25 to 34
- 69%
- households that own their home
What pays the bills
- Healthcare
- Public safety and city jobs
- Retail
- Construction
- Shipping
Who anchors the economy
Staten Island University Hospital · Wagner College · CUNY Staten Island · Empire Outlets · Port Richmond terminals
The market is shaped around
- Families with school-age children
- Buyers who want a yard
- Ferry and car commuters
More on Cowen Place
All addressesViewing recommendations
What's worth checking in person before deciding.
- Semi-detached or row house: the shared wall matters. Listen from the room adjoining the neighbor's side and ask whether any structural work has been done there.
- This is a house, not an apartment. Check the lot boundaries, car access, and how water drains from the yard after rain, including whether the neighboring lot sits higher and could send water toward the property.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Check the sewer connection (public network or septic tank) and the water source (public network or well), including pressure and water quality.
- Ask what heating system is in place (own boiler, wood, gas) and request the last winter month's bills.
- Knock on a neighboring gate and ask about noise, pets, flooding, or other issues common in the area.
- Ask to see the construction documents (permit, sign-off) and check for visible cracks on the facade or in the attic/basement.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.