5042 Southwest 97th Street, Seattle
technical data · neighborhood and transit
Quick answers
- Is 5042 Southwest 97th Street in a flood zone?
- Yes. FEMA maps it in Zone AE, a high-risk flood area with a base flood elevation of 14 ft. Federally backed lenders require flood insurance.
- Does 5042 Southwest 97th Street have open permits or code violations?
- Seattle Department of Construction and Inspections lists 5 permits, 2 not closed, and 4 violations.
- What is the 2026 conforming loan limit in King County?
- $1,063,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- What natural disasters is 5042 Southwest 97th Street at risk for?
- FEMA's National Risk Index rates the area relatively low overall.
Permits and code violations
2 permits not closed out. Unfinished permits pass to the next owner. No open violations.
- Addition/alteration Jan 2021Completed
Demolition of existing detached garage that was accessory to an existing single family residence subject to field inspection (stfi)
- Demolition Aug 2011Completed
Demolition of existing single family residence per site plan and subject to field inspection
- Addition/alteration Jul 2007Expired
Install sheetpile and repair bulkhead and stair to beach this permit accessory to single family dwelling per plan (install sheetpile repair bulkhead boat ramps stairs to beach and lawn restoration for (4) single family dwellings) process & routing with a/p 6094671
- Addition/alteration Jul 2007Expired
Install sheet pile repair bulkhead & lawn restoration accessory to single family dwelling per plan(install sheet pile repair bulkheads boat ramps stairs to beach and lawn restoration for (4) single family dwellings) process & routing with a/p 6094671
- Addition/alteration Jun 2007Completed
Alterations to install soldier pile wall behind existing bulkhead accessory to existing one family dwelling per plan.
Seattle Department of Construction and Inspections
Safety and environment
FEMA natural hazard risk
Relatively Low
No single natural hazard ranks high for this area.
FEMA National Risk Index, census tract
FEMA flood zone
Zone AE
Special Flood Hazard Area: a 1% or higher chance of flooding each year. Base flood elevation 14 ft. Lenders backed by federal programs require flood insurance here. Ask for the elevation certificate and an insurance quote before you commit.
FEMA National Flood Hazard Layer (FIRM)
Wildfire risk
Very Low
Wildfire risk is low enough that standard home insurance usually covers it.
FEMA National Risk Index
Nearest public schools
5,100 ft
Summit Public School: Atlas (5,100 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Major airport
6.2 mi
Seattle-Tacoma (SEA). Aircraft may be audible under approach paths.
FAA large-hub airports
Conforming loan limit 2026
$1,063,750
King County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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Who lives and works in Seattle
Cloud, aerospace and one of the highest engineering wage bases in the country
Seattle is a two-industry city that pays well. Cloud and aerospace set salaries, the downtown core is dense with towers, and the residential neighborhoods around it stay low rise and green.
- $116,068
- median household income
- 20.9%
- residents aged 25 to 34
- 46%
- households that own their home
What pays the bills
- Cloud and software
- Aerospace
- Retail headquarters
- Healthcare
- Maritime
Who anchors the economy
Amazon · Microsoft · Boeing · Starbucks · University of Washington
The market is shaped around
- Engineers and product staff
- Dual-income couples
- Owners in low-rise neighborhoods
More on Southwest 97th Street
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.
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