38809 North Boulder View Drive, Scottsdale
technical data · neighborhood and transit
Quick answers
- Is 38809 North Boulder View Drive in a flood zone?
- No. FEMA maps it in Zone X, outside the high-risk flood area. Flood insurance is optional.
- What is the 2026 conforming loan limit in Maricopa County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 38809 North Boulder View Drive at risk for?
- FEMA's National Risk Index rates the area very high overall, with elevated wildfire and inland flooding risk.
Safety and environment
FEMA natural hazard risk
Very High
Highest for this area: wildfire, inland flooding, hail, heat wave. These drive insurance cost here.
FEMA National Risk Index, census tract
Nearest active fault
400 ft
Carefree fault zone, slip rate less than 0.2 mm/yr. Ask about seismic retrofit and earthquake insurance.
USGS Quaternary Fault Database
FEMA flood zone
Zone X
Moderate flood hazard: a 0.2% annual chance. Flood insurance is optional and usually cheaper here.
FEMA National Flood Hazard Layer (FIRM)
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Wildfire risk
Very High
Some insurers limit new policies in high wildfire areas. Get a home insurance quote before you commit.
FEMA National Risk Index
Conforming loan limit 2026
$832,750
Maricopa County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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More on North Boulder View Drive
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What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.
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