3261 Sagewood Lane, San Jose
technical data · neighborhood and transit
Quick answers
- What is the 2026 conforming loan limit in Santa Clara County?
- $1,249,125 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 3261 Sagewood Lane at risk for?
- FEMA's National Risk Index rates the area relatively high overall, with elevated earthquake risk.
Safety and environment
FEMA natural hazard risk
Relatively High
Highest for this area: earthquake. These drive insurance cost here.
FEMA National Risk Index, census tract
Nearest active fault
2.3 mi
Arroyo Aguague fault, slip rate unspecified. Ask about seismic retrofit and earthquake insurance.
USGS Quaternary Fault Database
Quakes M4.5+ since 1970
35 within 30 mi
Every recorded earthquake of magnitude 4.5 or stronger within 30 miles.
USGS earthquake catalog
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Wildfire risk
Very Low
Wildfire risk is low enough that standard home insurance usually covers it.
FEMA National Risk Index
Nearest public schools
1,600 ft
Laneview Elementary (1,600 ft), Morrill Middle (1,700 ft), Majestic Way Elementary (2,500 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Major airport
5.0 mi
San Jose Mineta (SJC). Homes this close can sit inside the 65 dB DNL noise contour. Visit at peak hours and check the airport's noise map.
FAA large-hub airports
Conforming loan limit 2026
$1,249,125
Santa Clara County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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Who lives and works in San Jose
Hardware, semiconductors and the engineering core of Silicon Valley
San Jose is where the Valley actually lives. Households are larger, ownership is strong, and the neighborhoods are organized around school districts and a short drive to a campus rather than around nightlife.
- $141,565
- median household income
- 14.8%
- residents aged 25 to 34
- 56%
- households that own their home
What pays the bills
- Semiconductors
- Hardware engineering
- Software
- Advanced manufacturing
- Healthcare
Who anchors the economy
Apple · Nvidia · Adobe · Cisco · San Jose State
The market is shaped around
- Engineering families
- School-district buyers
- Long-term owners
More on Sagewood Lane
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.
The year built, height regime, structure, and elevator for this address are being indexed right now, city by city. Save the page and check back: it fills in over time. If you live here, you can fill it in yourself in a minute by leaving a review.