3 Encinitas Court, San Jose
Estimated number, map position is approximatetechnical data · neighborhood and transit
Quick answers
- Is 3 Encinitas Court in a flood zone?
- Yes. FEMA maps it in Zone AH, a high-risk flood area with a base flood elevation of 87 ft. Federally backed lenders require flood insurance.
- What is the 2026 conforming loan limit in Santa Clara County?
- $1,249,125 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 3 Encinitas Court at risk for?
- FEMA's National Risk Index rates the area relatively moderate overall, with elevated earthquake risk.
Safety and environment
FEMA natural hazard risk
Relatively Moderate
Highest for this area: earthquake. These drive insurance cost here.
FEMA National Risk Index, census tract
Nearest active fault
2.7 mi
Silver Creek fault zone, slip rate unspecified. Ask about seismic retrofit and earthquake insurance.
USGS Quaternary Fault Database
Quakes M4.5+ since 1970
35 within 30 mi
Every recorded earthquake of magnitude 4.5 or stronger within 30 miles.
USGS earthquake catalog
FEMA flood zone
Zone AH
Special Flood Hazard Area: a 1% or higher chance of flooding each year. Base flood elevation 87 ft. Lenders backed by federal programs require flood insurance here. Ask for the elevation certificate and an insurance quote before you commit.
FEMA National Flood Hazard Layer (FIRM)
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Wildfire risk
Very Low
Wildfire risk is low enough that standard home insurance usually covers it.
FEMA National Risk Index
Nearest public schools
1,400 ft
Northwood Elementary (1,400 ft), Morrill Middle (2,250 ft), Laneview Elementary (2,800 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Major airport
4.2 mi
San Jose Mineta (SJC). Homes this close can sit inside the 65 dB DNL noise contour. Visit at peak hours and check the airport's noise map.
FAA large-hub airports
Conforming loan limit 2026
$1,249,125
Santa Clara County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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Who lives and works in San Jose
Hardware, semiconductors and the engineering core of Silicon Valley
San Jose is where the Valley actually lives. Households are larger, ownership is strong, and the neighborhoods are organized around school districts and a short drive to a campus rather than around nightlife.
- $141,565
- median household income
- 14.8%
- residents aged 25 to 34
- 56%
- households that own their home
What pays the bills
- Semiconductors
- Hardware engineering
- Software
- Advanced manufacturing
- Healthcare
Who anchors the economy
Apple · Nvidia · Adobe · Cisco · San Jose State
The market is shaped around
- Engineering families
- School-district buyers
- Long-term owners
More on Encinitas Court
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.
The year built, height regime, structure, and elevator for this address are being indexed right now, city by city. Save the page and check back: it fills in over time. If you live here, you can fill it in yourself in a minute by leaving a review.