3360 Harbor View Drive, San Diego
technical data · neighborhood and transit
Quick answers
- What is the 2026 conforming loan limit in San Diego County?
- $1,104,000 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 3, low potential.
- What natural disasters is 3360 Harbor View Drive at risk for?
- FEMA's National Risk Index rates the area relatively high overall, with elevated earthquake and inland flooding risk.
Safety and environment
FEMA natural hazard risk
Relatively High
Highest for this area: earthquake, inland flooding. These drive insurance cost here.
FEMA National Risk Index, census tract
Nearest active fault
3.3 mi
Newport-Inglewood-Rose Canyon fault zone, slip rate between 1.0 and 5.0 mm/yr. Ask about seismic retrofit and earthquake insurance.
USGS Quaternary Fault Database
Quakes M4.5+ since 1970
1 within 30 mi
Every recorded earthquake of magnitude 4.5 or stronger within 30 miles.
USGS earthquake catalog
Radon potential
Low
Geology here keeps indoor radon low on average.
EPA and USGS Geologic Radon Potential Map
Wildfire risk
Very Low
Wildfire risk is low enough that standard home insurance usually covers it.
FEMA National Risk Index
Nearest public schools
1,650 ft
Cabrillo Elementary (1,650 ft), Sunset View Elementary (3,750 ft), Silver Gate Elementary (4,800 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Major airport
3.0 mi
San Diego International (SAN). Homes this close can sit inside the 65 dB DNL noise contour. Visit at peak hours and check the airport's noise map.
FAA large-hub airports
Conforming loan limit 2026
$1,104,000
San Diego County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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More on Harbor View Drive
All addressesViewing recommendations
What's worth checking in person before deciding.
- This is a house, not an apartment. Check the lot boundaries, car access, and how water drains from the yard after rain, including whether the neighboring lot sits higher and could send water toward the property.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Schedule a viewing in the evening too, on a weekday, to see street traffic, streetlights, and how quiet the neighborhood is after 8 PM.
- Check the condition of the fence, yard, and sidewalk out front: who is responsible for upkeep, and whether there are any boundary disputes with neighbors.
- Check exactly where you'd park: a spot in the yard or garage, or street parking, and how crowded the street gets in the evening.
- Check the roof, gutters, and downspouts for signs of leaks or recent repairs, especially if it has rained recently.
- Ask what heating system is in place (own boiler, wood, gas) and request the last winter month's bills.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.