190 Willow Road, San Diego
Estimated number, map position is approximatetechnical data · neighborhood and transit
Quick answers
- Is 190 Willow Road in a flood zone?
- No. FEMA maps it in Zone X, outside the high-risk flood area. Flood insurance is optional.
- What is the 2026 conforming loan limit in San Diego County?
- $1,104,000 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 3, low potential.
- What natural disasters is 190 Willow Road at risk for?
- FEMA's National Risk Index rates the area relatively moderate overall, with elevated inland flooding risk.
Safety and environment
FEMA natural hazard risk
Relatively Moderate
Highest for this area: inland flooding. These drive insurance cost here.
FEMA National Risk Index, census tract
Nearest active fault
1.5 mi
La Nacion fault zone, slip rate unspecified. Ask about seismic retrofit and earthquake insurance.
USGS Quaternary Fault Database
Quakes M4.5+ since 1970
1 within 30 mi
Every recorded earthquake of magnitude 4.5 or stronger within 30 miles.
USGS earthquake catalog
FEMA flood zone
Zone X
Moderate flood hazard: a 0.2% annual chance. Flood insurance is optional and usually cheaper here.
FEMA National Flood Hazard Layer (FIRM)
Leaking fuel tanks
2 within 1,650 ft
Nearest: Las Americas Development, 4211 Camino De La Plaza (550 ft), no further action. Every release here is closed by the state regulator.
EPA UST Finder, leaking underground storage tank releases
Radon potential
Low
Geology here keeps indoor radon low on average.
EPA and USGS Geologic Radon Potential Map
Wildfire risk
Relatively Low
Wildfire risk is low enough that standard home insurance usually covers it.
FEMA National Risk Index
Nearest public schools
500 ft
Willow Elementary (500 ft), Sunset Elementary (4,650 ft), San Ysidro Middle (5,100 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Conforming loan limit 2026
$1,104,000
San Diego County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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More on Willow Road
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What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.
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