25 13th Street, Rockford
technical data · neighborhood and transit
Quick answers
- What is the 2026 conforming loan limit in Winnebago County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 1, the highest potential. Test for radon before you buy.
- What natural disasters is 25 13th Street at risk for?
- FEMA's National Risk Index rates the area relatively low overall, with elevated cold wave risk.
Safety and environment
FEMA natural hazard risk
Relatively Low
Highest for this area: cold wave. These drive insurance cost here.
FEMA National Risk Index, census tract
Superfund site
2.1 mi
Interstate Pollution Control, Inc. (NPL Site). Check groundwater and vapor reports on the EPA site page.
EPA National Priorities List
Leaking fuel tanks
1 within 1,650 ft
Nearest: Wood, David Estate Of, 1718 South 7th Ave. (1,150 ft), open. 1 still open. Ask whether groundwater or soil vapor testing was done.
EPA UST Finder, leaking underground storage tank releases
Brownfield site
1,150 ft
Former Custom Gear And Machine and 4 more within half a mile. Former industrial land in EPA's cleanup and reuse program.
EPA ACRES Brownfields
Toxic release facility
4,500 ft
Nylint Corp. Reports chemical releases to air, water or land to EPA each year.
EPA Toxics Release Inventory
Radon potential
High
Average indoor levels here can exceed 4 pCi/L, EPA's action level. A $15 test kit settles it before you buy.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
1,050 ft
Abraham Lincoln Middle School (1,050 ft), Jackson Charter School (3,000 ft), Rockford East High School (5,250 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Conforming loan limit 2026
$832,750
Winnebago County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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More on 13th Street
All addressesViewing recommendations
What's worth checking in person before deciding.
- This is a house, not an apartment. Check the lot boundaries, car access, and how water drains from the yard after rain, including whether the neighboring lot sits higher and could send water toward the property.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Check the sewer connection (public network or septic tank) and the water source (public network or well), including pressure and water quality.
- Check exactly where you'd park: a spot in the yard or garage, or street parking, and how crowded the street gets in the evening.
- Schedule a viewing in the evening too, on a weekday, to see street traffic, streetlights, and how quiet the neighborhood is after 8 PM.
- Check the roof, gutters, and downspouts for signs of leaks or recent repairs, especially if it has rained recently.
- Ask what heating system is in place (own boiler, wood, gas) and request the last winter month's bills.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.