28 Vine Street, Reno
technical data · neighborhood and transit
Quick answers
- Is 28 Vine Street in a flood zone?
- Yes. FEMA maps it in Zone AE, a high-risk flood area. Federally backed lenders require flood insurance.
- What is the 2026 conforming loan limit in Washoe County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 28 Vine Street at risk for?
- FEMA's National Risk Index rates the area very high overall, with elevated earthquake and inland flooding risk.
Safety and environment
FEMA natural hazard risk
Very High
Highest for this area: earthquake, inland flooding, winter weather. These drive insurance cost here.
FEMA National Risk Index, census tract
Nearest active fault
6.2 mi
Peavine Peak fault zone, slip rate between 1.0 and 5.0 mm/yr. Ask about seismic retrofit and earthquake insurance.
USGS Quaternary Fault Database
Quakes M4.5+ since 1970
7 within 30 mi
Every recorded earthquake of magnitude 4.5 or stronger within 30 miles.
USGS earthquake catalog
FEMA flood zone
Zone AE
Special Flood Hazard Area: a 1% or higher chance of flooding each year. Lenders backed by federal programs require flood insurance here. Ask for the elevation certificate and an insurance quote before you commit.
FEMA National Flood Hazard Layer (FIRM)
Brownfield site
250 ft
0 Riverside Drive 010 590 01 and 11 more within half a mile. Former industrial land in EPA's cleanup and reuse program.
EPA ACRES Brownfields
Historic listing nearby
300 ft
Miller--Rowe--Holgate House and 1 more listings close by. Exterior changes can need preservation review; listed buildings can qualify for rehabilitation tax credits.
National Park Service, National Register
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
1,300 ft
INNOVATIONS HIGH SCHOOL (1,300 ft), RENO HIGH SCHOOL (2,050 ft), Honors Academy of Literature (2,150 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Conforming loan limit 2026
$832,750
Washoe County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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More on Vine Street
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What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.