1212 East Northern Avenue, Phoenix
technical data · neighborhood and transit
Quick answers
- Is 1212 East Northern Avenue in a flood zone?
- No. FEMA maps it in Zone X, outside the high-risk flood area. Flood insurance is optional.
- What is the 2026 conforming loan limit in Maricopa County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 3, low potential.
- What natural disasters is 1212 East Northern Avenue at risk for?
- FEMA's National Risk Index rates the area relatively moderate overall, with elevated heat wave risk.
Safety and environment
FEMA natural hazard risk
Relatively Moderate
Highest for this area: heat wave. These drive insurance cost here.
FEMA National Risk Index, census tract
FEMA flood zone
Zone X
Moderate flood hazard: a 0.2% annual chance. Flood insurance is optional and usually cheaper here.
FEMA National Flood Hazard Layer (FIRM)
Leaking fuel tanks
7 within 1,650 ft
Nearest: 7-Eleven #16876, 1221 E Northern Ave (200 ft), no further action. Every release here is closed by the state regulator.
EPA UST Finder, leaking underground storage tank releases
High-voltage line
250 ft
230 kV line.
HIFLD transmission lines
Radon potential
Low
Geology here keeps indoor radon low on average.
EPA and USGS Geologic Radon Potential Map
Wildfire risk
Relatively Low
Wildfire risk is low enough that standard home insurance usually covers it.
FEMA National Risk Index
Nearest public schools
250 ft
ASDB - ELP FBC Main Preschool (250 ft), Madison Richard Simis School (4,300 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Major airport
8.6 mi
Phoenix Sky Harbor (PHX). Aircraft may be audible under approach paths.
FAA large-hub airports
Conforming loan limit 2026
$832,750
Maricopa County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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More on East Northern Avenue
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What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- The building has commercial space on the ground floor. Ask about their hours, check where the ventilation or refrigeration units are, and what time deliveries happen in the morning.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.