Philadelphia

651 North 40th Street, Philadelphia

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Quick answers

Does 651 North 40th Street have open permits or code violations?
Philadelphia Department of Licenses and Inspections lists 12 permits, 4 not closed, and 31 violations, 3 open.
What is the 2026 conforming loan limit in Philadelphia County?
$832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
Is radon a problem here?
EPA radon zone 2, moderate potential.
What natural disasters is 651 North 40th Street at risk for?
FEMA's National Risk Index rates the area relatively high overall, with elevated inland flooding and heat wave risk.

Permits and code violations

4 permits not closed out. Unfinished permits pass to the next owner. 3 open violations.

  1. Zoning permit Jun 2026Issued

    Limited lodging

  2. Plumbing permit Sep 2022Completed

    Repairing 3/4" half water service

  3. Alteration permit Apr 2017Completed

    Ez permit stadard alterations- for alterations to an existing one family dwelling as per attached standard. deviations from this standard will result in permit revocation and require submission of construction plans.

  4. Plumbing permit Feb 2017Completed

    Rough in and finish stack,2nd fl bath,1st fl kitchen sink,laundry and gas pipe.the installation will comply with the philadephia plubming code 2004

  5. Plumbing permit Aug 2014Completed

    4-wc, 4-lav, 4-bath tub, 4-kit sinks & main drain w/pex (multi units)

  6. Administrative permit Oct 2013Expired

    Certificate of occupancy for an existing four-family dwelling.

  7. Electrical permit Aug 2013Completed

    Install 200amp w/ 5 meter socket (service only) as per nec 2008 (multi units)

  8. Electrical permit May 2013Completed

    Install install 7 receptacles, 7 light fixtures, 2 gfci receptacles & 2 circuit breakers. installation to comply with articles 210.12, 210.52, 300.21 & 406.11 of the 2008 nec.

  9. Plumbing permit Apr 2012Completed

    Replace lateral if needed, replace curb trap into property (sfd)

  10. Electrical permit Sep 2010Completed

    Installation of an approved fire alarm system according to nfpa-72 and local fire alarm codes (west dist)

  11. Alteration permit Sep 2009Expired

    Frame existing back shed roof, sheetrock. permit to comply with violation. 2"x10" 16"oc. shed is accessory to a single family dwelling

  12. Alteration permit Aug 2009Expired

    Minor repairs to vacant single family structure to include: repair 30 square feet of main roof, repair soffit, remove and reset loose brick at facade, sister up one damaged floor joist.

Philadelphia Department of Licenses and Inspections

Safety and environment

FEMA natural hazard risk

Relatively High

Highest for this area: inland flooding, heat wave, cold wave. These drive insurance cost here.

FEMA National Risk Index, census tract

Leaking fuel tanks

1 within 1,650 ft

Nearest: Former Toney Miller Svc Sta, 3917-27 Lancaster Ave (1,200 ft), open. 1 still open. Ask whether groundwater or soil vapor testing was done.

EPA UST Finder, leaking underground storage tank releases

Brownfield site

1,850 ft

Mantua Urban Peace Garden. Former industrial land in EPA's cleanup and reuse program.

EPA ACRES Brownfields

Radon potential

Moderate

Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.

EPA and USGS Geologic Radon Potential Map

Wildfire risk

Very Low

Wildfire risk is low enough that standard home insurance usually covers it.

FEMA National Risk Index

Nearest public schools

1,000 ft

Belmont CS (1,000 ft), McMichael Morton Sch (2,200 ft), Washington Martha Sch (2,550 ft). Confirm the assigned school with the district.

U.S. Department of Education, NCES

Major airport

6.7 mi

Philadelphia International (PHL). Aircraft may be audible under approach paths.

FAA large-hub airports

Conforming loan limit 2026

$832,750

Philadelphia County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.

FHFA Conforming Loan Limit Values, one-unit

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Viewing recommendations

What's worth checking in person before deciding.

  • Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
  • Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
  • Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
  • Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
  • Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
  • Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.

Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.

The year built, height regime, structure, and elevator for this address are being indexed right now, city by city. Save the page and check back: it fills in over time. If you live here, you can fill it in yourself in a minute by leaving a review.